San Diego County property record for 10076 Oak Grove Dr, Descanso, CA 91916
| Property Type | Single Family Home |
|---|---|
| Details | built 2000 |
| Lot Size | 7.93 acres (345,431 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $1,033 (2025) |
| Deeds & Mortgages | Nov 2018 Mortgage Aug 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 405-200-17-00 |
| Primary APN | 405-200-17-00 |
|---|
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Lot Area | 345,431 sqft |
| Street Address | 10076 OAK GROVE DR |
|---|---|
| City | DESCANSO |
| State | CA |
| Zip | 91916-9749 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A70 |
| Legal Description | SEC 13-15-3E SW 1/4 OF POR NE 1/4 OF NW 1/4 OF |
| Legal Range | 03E |
| Legal Township | 15 |
| Legal Section | 13 |
| Legal Block | 1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | LAGUNA-PINE VALLEY |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 21202 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 872, DESCANSO, CA 91916-0872 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Nov 7, 2018 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 17, 2018 | Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 15, 2018 |
| Transfer Doc | 0000339764 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 10076 OAK GROVE DR, DESCANSO, CA 91916-9749 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000465627 |
|---|---|
| Date | Nov 7, 2018 |
| Instrument | 2018-0465627 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Dec 1, 2028 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 17, 2018 |
| Property Address | 10076 OAK GROVE DR, DESCANSO, CA 91916-9749 |
| Document Number | 0000339764 |
| Instrument Date | Aug 15, 2018 |
| Instrument | 339764 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2018 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 10076 OAK GROVE DR DESCANSO CA 919169749, DESCANSO, CA 91916-9749 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Mountain Empire Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $98,078 (+2%) Land $85,449 Building $12,629 | |
| 2025 | $1,033.00 (+4.45%) Homeowner's exemption | $96,156 (+4.04%) Land $83,774 Building $12,382 |
| 2023 | $989.00 (-1.2%) Homeowner's exemption | $92,424 Land $80,522 Building $11,902 |
| 2022 | $1,001.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 99.8% of the US · above 99.2% of California |
|---|---|
| Wildfire Likelihood | 6% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fixed Wireless in parts of the area | 10 / 1 |
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