San Diego County property record for 9879 Oak Grove Dr, Descanso, CA 91916
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,584 sqft · built 2008 |
| Lot Size | 4 acres (174,240 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $625,000 (Dec 2017) |
| Tax Bill | $7,713 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Dec 2017 Transfer + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 405-221-26-00 |
| Primary APN | 405-221-26-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,584 sqft Living Area |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Lot Area | 174,240 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 9879 OAK GROVE DR |
|---|---|
| City | DESCANSO |
| State | CA |
| Zip | 91916-9706 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A70 |
| Legal Description | PAR 2 (EX ST) TR PM13515 |
| Legal Subdivision | PARCEL MAP NO. 13515 |
| Legal Tract | 13515 |
| Legal Block | 1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | LAGUNA-PINE VALLEY |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 21202 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9879 OAK GROVE DR, DESCANSO, CA 91916-9706 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 29, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Dec 21, 2017 | Quit Claim Deed, Transfer STEWART TITLE |
| Dec 21, 2017 | Grant Deed, Transfer · FHA Mortgage POINT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 21, 2017 · Amount on Record |
| Deed Sale | Dec 21, 2017 · Amount on Record |
| Prior Sale | Aug 15, 2005 · Amount on Record |
| Deed Document Number | 2017599225 |
| Prior Transfer Date | Dec 5, 2017 |
| Prior Transfer Doc | 0000599224 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 9879 OAK GROVE DR, DESCANSO, CA 91916-9706 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | TITLE CONNECT INC |
| Name | Verified Name |
|---|
| Document Number | 0000415960 |
|---|---|
| Date | Jul 29, 2020 |
| Instrument | 2020-0415960 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 21, 2017 |
| Property Address | 9879 OAK GROVE DR, DESCANSO, CA 91916-9706 |
| Document Number | 0000599224 |
| Instrument Date | Dec 5, 2017 |
| Instrument | 599224 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 1124 KLAUBER AVE SAN DIEGO CA 921142522, SAN DIEGO, CA 92114-2522 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 21, 2017 |
| Property Address | 9879 OAK GROVE DR, DESCANSO, CA 91916-9706 |
| Document Number | 0000599225 |
| Map Reference | PM13515 |
| Instrument Date | Nov 14, 2017 |
| Instrument | 2017-0599225 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | STEWART TITLE OF CALIFORNIA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 9879 OAK GROVE DR, DESCANSO, CA 91916-9706 |
| Document Number | 0000599228 |
|---|---|
| Date | Dec 21, 2017 |
| Instrument | 2017-0599228 |
| Name | POINT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2048 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Mountain Empire Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $725,358 (+2%) Land $175,293 Building $550,065 | |
| 2025 | $7,713.00 (+4.1%) Homeowner's exemption | $711,136 (+4.04%) Land $171,856 Building $539,280 |
| 2023 | $7,409.00 (-1.46%) Homeowner's exemption | $683,524 Land $165,184 Building $518,340 |
| 2022 | $7,519.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 99.2% of the US · above 94% of California |
|---|---|
| Wildfire Likelihood | 6% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESCANSO COMMUNITY WATER DISTRICT serves 870 people · EPA ID CA3710009 |
|---|---|
| Water Source | Groundwater |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Uranium not recorded as resolved · Oct 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fixed Wireless in parts of the area | 75 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures