Kane County property record for 990 Sears Cir, Elburn, IL 60119
| Property Type | Single Family Home |
|---|---|
| Owner | Individual Name on File |
| Last Sale | $246,000 (Jun 2019) |
| Tax Bill | $8,105 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-08-231-020 |
| Primary APN | 11-08-231-020 |
|---|
| Street Address | 990 SEARS CIR |
|---|---|
| City | ELBURN |
| State | IL |
| Zip | 60119-7859 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLACKBERRY CREEK SUB UNIT 13 LT 244 (EX PT DESC IN DOC 2019K025629) |
| Legal Subdivision | BLACKBERRY CREEK SUB |
| Legal Block | 2 |
| Legal Lot Number | 244 |
| Legal Unit | 13 |
| Jurisdiction | KANE IL |
| Township / Civil Division | BLACKBERRY |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 854507 |
990 Sears Cir is owned and occupied by an individual who bought it in June 2019.
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 990 SEARS CIR, ELBURN, IL 60119-7859 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 6, 2019 · Amount on File |
| Deed Sale | Jun 6, 2019 · Amount on File |
| Deed Document Number | 201923176 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 990 SEARS CIR, ELBURN, IL 60119-7859 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | GREATER ILLINOIS TITLE COMPANY, GIT |
| Name | Verified Name |
|---|
| Document Number | 0000045665 |
|---|---|
| Date | Jun 15, 2021 |
| Instrument | 2021K045665 |
| Name | ALLIED FIRST BANK SB |
|---|---|
| Type | Bank |
| Address | OSWEGO, IL 60543 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Apr 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.37% |
The 2025 property tax bill for 990 Sears Cir was $8,105 with exemptions applied.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Blackberry Township |
| Municipality | Elburn Village |
| Unified School District | Kaneland Community Unit School District 302 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,105.00 Homeowner's exemption Senior Citizen's exemption | $116,782 (+8.89%) Land $9,344 Building $107,438 | $350,486 (+8.89%) Land $28,043 Building $322,443 |
| 2024 | $107,248 Land $8,581 Building $98,667 | $321,873 Land $25,753 Building $296,119 | |
| 2022 | $7,198.00 (+3.9%) Homeowner's exemption | $81,680 (+4.48%) Land $7,108 Building $74,572 | $245,040 (+4.48%) Land $21,324 Building $223,716 |
| 2021 | $6,928.00 Homeowner's exemption | $78,177 Land $6,803 Building $71,374 | $234,531 Land $20,409 Building $214,122 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 990 Sears Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 990 Sears Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELBURN serves 6,559 people · EPA ID IL0890300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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