1010 Sears Cir, Elburn, IL 60119 Property Records

Kane County property record for 1010 Sears Cir, Elburn, IL 60119

Property Summary

Property Type	Single Family Home
Lot Size	0.126 acres (5,509 sqft)
Owner	2 Individual Names on Record
Last Sale	$385,000 (Jul 2026)
Tax Bill	$8,157 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage May 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-08-231-015`

Property Details

APN / Parcel Number

Primary APN	`11-08-231-015`

Exterior

Lot Area	5,509 sqft (0.126 acres)

Location & Zoning

Street Address	1010 SEARS CIR
City	ELBURN
State	IL
Zip	60119-7860
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLACKBERRY CREEK SUB UNIT 13 - LOT 245 EX ELY 39.64 FT
Legal Subdivision	BLACKBERRY CREEK SUB
Legal Block	2
Legal Lot Number	245
Legal Unit	13
Jurisdiction	KANE IL
Township / Civil Division	BLACKBERRY
Census Block Group	2
Census Block	2038
Census Tract	854507

Owner

Source: Kane County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2840 CRESCENT OAK LN, AURORA, IL 60502-4540
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Deed, Transfer · Conventional Mortgage HOME MORTGAGE CORPORATION
May 23, 2022	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE INC
Mar 19, 2020	Deed of Trust, Mortgage · VA Mortgage CIBM BANK
Mar 25, 2019	Warranty Deed, Transfer · VA Mortgage NVR MORTGAGE FINANCE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2026 · Amount on Record
Deed Sale	Jul 15, 2026 · Amount on Record
Prior Sale	May 23, 2022 · Amount on Record
Deed Document Number	202629990
Prior Transfer Date	Nov 12, 2024
Prior Transfer Doc	0000041791
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Jul 15, 2026
Property Address	1010 SEARS CIR, ELBURN, IL 60119-7860
Document Number	0000029990
Instrument Date	Jun 26, 2026
Instrument	202629990
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$58,327.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029991,
Date	Jul 15, 2026
Instrument	202629991

Lender

Name	HOME MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	7%
Initial Type	Fixed Rate
Max Rate	-1%

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	May 23, 2022
Property Address	1010 SEARS CIR, ELBURN, IL 60119-7860
Document Number	0000027209
Map Reference	DOC 2006K137785
Instrument Date	May 14, 2022
Instrument	2022K027209
Transaction Type	Transfer
Record Updated	May 30, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$335.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1010 SEARS CIR, ELBURN, IL 60119-7860

Mortgage

Document Number	0000027210
Date	May 23, 2022
Instrument	2022K027210

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Fixed Rate
Rate	4.92%
Index	1-Month LIBOR

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1010 SEARS CIR, ELBURN, IL 60119-7860
Transaction Type	Mortgage
Record Updated	Jul 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014202
Date	Mar 19, 2020
Instrument	2020K014202

Lender

Name	CIBM BANK
Type	Bank
Address	NAPERVILLE, IL 60563

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.62%

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Mar 25, 2019
Property Address	1010 SEARS CIR, ELBURN, IL 60119-7860
Document Number	0000011318
Map Reference	DOC 2006K137785
Instrument Date	Mar 20, 2019
Instrument	2019K011318
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	NVR TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$257.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	37W617 KANEVILLE RD, GENEVA, IL 60134-3917

Mortgage

Document Number	0000011319
Date	Mar 25, 2019
Instrument	2019K011319

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Interest

Rate Type	Fixed Rate
Rate	5.12%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Blackberry Township
Municipality	Elburn Village
Unified School District	Kaneland Community Unit School District 302 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,157.00 (+4.98%)
2024	$7,770.00 (+7.08%)	$110,297 (+34.02%) Land $8,581 Building $101,716	$331,023 (+34.08%) Land $25,753 Building $305,270
2022	$7,256.00 (+3.89%) Homeowner's exemption	$82,297 (+4.48%) Land $7,108 Building $75,189	$246,891 (+4.48%) Land $21,324 Building $225,567
2021	$6,984.00 Homeowner's exemption	$78,768 Land $6,803 Building $71,965	$236,304 Land $20,409 Building $215,895

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELBURN serves 6,559 people · EPA ID IL0890300
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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