Kane County property record for 970 Sears Cir, Elburn, IL 60119 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Owner | 2 Individual Names on File |
| Last Sale | $340,000 (Oct 2022) |
| Tax Bill | $9,186 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Oct 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-08-231-025 |
| Primary APN | 11-08-231-025 |
|---|
| Street Address | 970 SEARS CIR |
|---|---|
| City | ELBURN |
| State | IL |
| Zip | 60119-7859 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLACKBERRY CREEK SUB UNIT 13 LT 242 (EX PT DESC IN DOC 2020K008531) |
| Legal Subdivision | BLACKBERRY CREEK SUB |
| Legal Block | 2 |
| Legal Lot Number | 242 |
| Legal Unit | 13 |
| Jurisdiction | KANE IL |
| Township / Civil Division | BLACKBERRY |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 854507 |
Source: Kane County records · APN 11-08-231-025
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 970 SEARS CIR, ELBURN, IL 60119-7859 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 08, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP |
| Oct 18, 2022 | Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 18, 2022 · Amount on Record |
| Deed Sale | Oct 18, 2022 · Amount on Record |
| Prior Sale | Feb 19, 2020 · Amount on Record |
| Deed Document Number | 202250968 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 970 SEARS CIR, ELBURN, IL 60119-7859 |
| Transaction Type | Mortgage |
| Record Updated | Mar 07, 2023 |
| Title Company | FITCO |
| Name | Verified Name |
|---|
| Document Number | 0000027504 |
|---|---|
| Date | Apr 08, 2021 |
| Instrument | 2021K027504 |
| Name | AMERICAN FINANCING CORP |
|---|---|
| Type | Lending Institution |
| Address | AURORA, CO 80014 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Oct 18, 2022 |
| Property Address | 970 SEARS CIR, ELBURN, IL 60119-7859 |
| Document Number | 0000050968 |
| Map Reference | DOC 2006K137785 |
| Instrument Date | Sep 24, 2022 |
| Instrument | 2022K050968 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2022 |
| Title Company | GREATER ILLINOIS TITLE COMPANY, GIT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $340.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 970 SEARS CIRCLE #210 # 210, 210, AURORA, IL 60506 |
| Document Number | 0000050969 |
|---|---|
| Date | Oct 18, 2022 |
| Instrument | 2022K050969 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2052 |
| Rate | 6.5% |
|---|
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Blackberry Township |
| Municipality | Elburn Village |
| Unified School District | Kaneland Community Unit School District 302 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,186.00 (+24.25%) Homeowner's exemption | ||
| 2024 | $110,993 (+29.22%) Land $8,581 Building $102,412 | $333,112 (+29.27%) Land $25,753 Building $307,359 | |
| 2022 | $7,393.00 (+3.89%) Homeowner's exemption | $85,893 (+4.48%) Land $7,108 Building $78,785 | $257,679 (+4.48%) Land $21,324 Building $236,355 |
| 2021 | $7,116.00 Homeowner's exemption | $82,210 Land $6,803 Building $75,407 | $246,630 Land $20,409 Building $226,221 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898545072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 3 individual NFIP policies nearby |
| Nearby Flood Policies | 3 in force 3 of 3 on primary residences |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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