1012 Sears Cir, Elburn, IL 60119 Property Records

Kane County property record for 1012 Sears Cir, Elburn, IL 60119

Property Summary

Property Type	Single Family Home
Owner	2 Individual Names on Record
Last Sale	$380,000 (Sep 2025)
Tax Bill	$8,953 (2025)
Deeds & Mortgages	Sep 2025 Sale Jan 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-08-231-014`

Property Details

APN / Parcel Number

Primary APN	`11-08-231-014`

Location & Zoning

Street Address	1012 SEARS CIR
City	ELBURN
State	IL
Zip	60119-7860
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLACKBERRY CREEK SUB UNIT 13 - ELY 39.64 FT OF LOT 245
Legal Subdivision	BLACKBERRY CREEK SUB
Legal Block	2
Legal Lot Number	245
Legal Unit	13
Jurisdiction	KANE IL
Township / Civil Division	BLACKBERRY
Census Block Group	2
Census Block	2038
Census Tract	854507

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1147 EDINGTON LN, CAROL STREAM, IL 60188-4323
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2025	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
Jan 12, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Aug 26, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 1, 2019	Warranty Deed, Transfer · FHA Mortgage NVR MORTGAGE FINANCE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2025 · Amount on Record
Deed Sale	Sep 19, 2025 · Amount on Record
Prior Sale	Apr 1, 2019 · Amount on Record
Deed Document Number	202536354
Record Updated	Sep 20, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Sep 19, 2025
Property Address	1012 SEARS CIR, ELBURN, IL 60119-7860
Document Number	0000036354
Map Reference	DOC 2006K137785
Instrument Date	Sep 13, 2025
Instrument	2025K036354
Transaction Type	Transfer
Record Updated	Oct 1, 2025
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Tax	$380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1012 SEARS CIR, ELBURN, IL 60119-7860

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1147 EDINGTON LN, CAROL STREAM, IL 60188-4323

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1012 SEARS CIR, ELBURN, IL 60119-7860
Transaction Type	Mortgage
Record Updated	Jan 18, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 SEARS CIR, ELBURN, IL 60119-7860

Mortgage

Document Number	0000001285
Date	Jan 12, 2023
Instrument	2023K001285

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2052

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1012 SEARS CIR, ELBURN, IL 60119-7860
Transaction Type	Mortgage
Record Updated	Nov 10, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 SEARS CIR, ELBURN, IL 60119-7860

Mortgage

Document Number	0000048515
Date	Aug 26, 2020
Instrument	2020K048515

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Feb 1, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Apr 1, 2019
Property Address	1012 SEARS CIR, ELBURN, IL 60119-7860
Document Number	0000012425
Map Reference	DOC 2006K137785
Instrument Date	Mar 29, 2019
Instrument	2019K012425
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	NVR TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$393.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1012 SEARS CIR, ELBURN, IL 60119-7860

Mortgage

Document Number	0000012426
Date	Apr 1, 2019
Instrument	2019K012426

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2049

Interest

Rate Type	Adjustable Rate
Type Change Date	Jul 1, 2024
Change Frequency	Annually
Min Rate At Change	1%
Index	Other
Margin	2
Max Rate	5%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Blackberry Township
Municipality	Elburn Village
Unified School District	Kaneland Community Unit School District 302 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,953.00 (+3.92%)
2024	$8,615.00 (+17.97%) Homeowner's exemption	$108,366 (+30.89%) Land $8,581 Building $99,785	$325,228 (+30.95%) Land $25,753 Building $299,475
2022	$7,303.00 (+3.88%) Homeowner's exemption	$82,789 (+4.48%) Land $7,108 Building $75,681	$248,367 (+4.48%) Land $21,324 Building $227,043
2021	$7,030.00 Homeowner's exemption	$79,239 Land $6,803 Building $72,436	$237,717 Land $20,409 Building $217,308

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELBURN serves 6,559 people · EPA ID IL0890300
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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