1013 Sears Cir, Elburn, IL 60119 Property Records

Kane County property record for 1013 Sears Cir, Elburn, IL 60119

Property Summary

Property TypeSingle Family Home
Owner2 Individual Names on Record
Last Sale$320,000 (Dec 2023)
Tax Bill$8,392 (2025)
Deeds & MortgagesJan 2026 Mortgage
Dec 2021 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN11-08-232-018

Property Details

APN / Parcel Number

Primary APN11-08-232-018

Location & Zoning

Street Address1013 SEARS CIR
CityELBURN
StateIL
Zip60119-7860
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBLACKBERRY CREEK SUB UNIT 13 LT 269 (EX PT DESC IN DOC 2019K043816)
Legal SubdivisionBLACKBERRY CREEK SUB
Legal Block2
Legal Lot Number269
Legal Unit13
JurisdictionKANE IL
Township / Civil DivisionBLACKBERRY
Census Block Group2
Census Block2041
Census Tract854507

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address39W366 HERRINGTON BLVD # 1N, 1N, ELBURN, IL 60119
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jan 8, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Dec 16, 2021Deed of Trust, Mortgage · Line of Credit
FIRST AMERICAN BANK
Jul 19, 2023Deed of Trust, Mortgage · Commercial Mortgage
MIDLAND STATES BANK
Dec 6, 2023Warranty Deed, Transfer · Conventional Mortgage
MUTUAL OF OMAHA MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 6, 2023 · Amount on Record
Deed SaleDec 6, 2023 · Amount on Record
Prior SaleSep 25, 2019 · Amount on Record
Deed Document Number202342578
Record UpdatedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address1013 SEARS CIR, ELBURN, IL 60119-7860
Transaction TypeMortgage
Record UpdatedJan 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1013 SEARS CIR, ELBURN, IL 60119-7860

Mortgage

Document Number0000001019
DateJan 8, 2026
Instrument2026K001019
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term324 Months
DueJan 1, 2053
Interest
Rate6.5%

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address1013 SEARS CIR, ELBURN, IL 60119-7860
Transaction TypeMortgage
Record UpdatedMay 10, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000093312
DateDec 16, 2021
Instrument2021K093312
Lender
NameFIRST AMERICAN BANK
TypeBank
AddressHAMPSHIRE, IL 60140
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueDec 1, 2031
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address1013 SEARS CIR, ELBURN, IL 60119-7860
Transaction TypeMortgage
Record UpdatedMay 10, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address1011 SEARS CIR, ELBURN, IL 60119-7860

Mortgage

Document Number0000024212
DateJul 19, 2023
Instrument2023K024212
Lender
NameMIDLAND STATES BANK
TypeBank
AddressYORKVILLE, IL 60560
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term120 Months
DueJul 14, 2033
Interest
Rate TypeFixed Rate
Rate8.75%

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateDec 6, 2023
Property Address1013 SEARS CIR, ELBURN, IL 60119-7860
Document Number0000042578
Map ReferenceDOC 2006K137785
Instrument DateNov 30, 2023
Instrument2023K042578
Transaction TypeTransfer
Record UpdatedDec 15, 2023
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$320.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address39W366 HERRINGTON BLVD UNIT N1, N1, GENEVA, IL 60134-6262

Mortgage

Document Number0000042579
DateDec 6, 2023
Instrument2023K042579
Lender
NameMUTUAL OF OMAHA MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2053
Interest
Rate TypeFixed Rate
Rate7.75%
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Kane County assessment roll, as of December 26, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionBlackberry Township
MunicipalityElburn Village
Unified School DistrictKaneland Community Unit School District 302 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,392.00 (+22.4%)
2024$102,731 (+31.56%) Land $8,581 Building $94,150$308,316 (+31.61%) Land $25,753 Building $282,563
2022$6,856.00 Homeowner's exemption$78,088 Land $7,108 Building $70,980$234,264 Land $21,324 Building $212,940

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELBURN
serves 6,559 people · EPA ID IL0890300
Water SourceGroundwater
Last State InspectionJun 2024
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
Watch TV
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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