Albany County and Westerlo Town property record for 990 Co Rte 401, Westerlo, NY 12193
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,872 sqft · built 1930 |
| Lot Size | 0.62 acres (27,007 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,620 (2026) |
| Deeds & Mortgages | Sep 2018 Sale Jul 2018 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 013800 139.9-3-10 |
| Primary APN | 013800 139.9-3-10 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,872 sqft Living Area |
| 1st Floor Area | 1,066 sqft |
| 2nd Floor Area | 806 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 27,007 sqft (0.62 acres) |
| Lot Dimensions | 108 ft deep x 144 ft wide |
| Porch | Slab |
| Porch Area | 432 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 13900900030100000000 |
|---|---|
| Street Address | 990 COUNTY ROUTE 401 |
| City | WESTERLO |
| State | NY |
| Zip | 12193-2711 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RH |
| Legal Block | 3 |
| Legal Lot Number | 10.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | WESTERLO |
| Census Block Group | 1 |
| Census Block | 1090 |
| Census Tract | 14803 |
Source: Albany County and Westerlo Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 152, WESTERLO, NY 12193-0152 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 12, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Jul 9, 2018 | Quit Claim Deed, Transfer A AND G TITLE AND SETTLEMENT SERVICES |
| Jul 9, 2018 | Grant Deed, Transfer A AND G TITLE AND SETTLEMENT SERVICES, A & G TITLE & SETTLEMENT SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 1, 2018 |
| Transfer Doc | 0000014960 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Sep 12, 2018 |
| Property Address | 990 COUNTY ROUTE 401, WESTERLO, NY 12193-2711 |
| Document Number | 0000020520 |
| Instrument Date | Aug 24, 2018 |
| Instrument | 20520 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $516.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 246 BRAY AVE NORTH MIDDLETOWN NJ 077485431, NORTH MIDDLETOWN, NJ 07748-5431 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Jul 9, 2018 |
| Property Address | 990 COUNTY ROUTE 401, WESTERLO, NY 12193-2711 |
| Document Number | 0000014959 |
| Instrument Date | Jun 5, 2018 |
| Instrument | 14959 |
| Transaction Type | Transfer |
| Record Updated | Sep 4, 2018 |
| Title Company | A AND G TITLE AND SETTLEMENT SERVICES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1227 THACHER PARK RD #R EAST BERNE NY 120592416, R, EAST BERNE, NY 12059-2416 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Jul 9, 2018 |
| Property Address | 990 COUNTY ROUTE 401, WESTERLO, NY 12193-2711 |
| Document Number | 0000014958 |
| Instrument Date | Jun 1, 2018 |
| Instrument | 14958 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2021 |
| Title Company | A AND G TITLE AND SETTLEMENT SERVICES, A & G TITLE & SETTLEMENT SVCS |
| Amount | Amount Recorded |
|---|---|
| Tax | $12.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1227 THACHER PARK RD EAST BERNE NY 120592416, EAST BERNE, NY 12059-2416 |
Source: Albany County and Westerlo Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Westerlo Town |
| Unified School District | Berne-Knox-Westerlo Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,620.00 (+61.54%) | ||
| 2025 | $2,860.00 (+4.57%) | $1,400 (-) Land $250 Building $1,150 | $241,379 (+10.32%) Land $43,103 Building $198,276 |
| 2023 | $1,400 (-) Land $250 Building $1,150 | $218,800 (+17.21%) Land $39,071 Building $179,729 | |
| 2022 | $1,400 Land $250 Building $1,150 | $186,667 Land $33,333 Building $153,334 | |
| 2021 | $2,735.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2005–2011) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mid-Hudson Cablevision Fiber · Cable | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
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