984 Co Rte 401, Westerlo, NY 12193 Property Records

Albany County and Westerlo Town property record for 984 Co Rte 401, Westerlo, NY 12193 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 893 sqft · built 1920
Lot Size	0.275 acres (12,000 sqft)
Owner	Individual Name on File
Last Sale	$27,500 (May 2015)
Tax Bill	$2,247 (2025)
Flood Zone	Zone X (minimal risk)
APN	`013800 139.9-3-7`

Property Details

APN / Parcel Number

Primary APN	`013800 139.9-3-7`
Alternative APNs	`380013900900030070000000` `13900900030070000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	893 sqft Living Area
1st Floor Area	893 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	12,000 sqft (0.275 acres)
Lot Dimensions	200 ft deep x 60 ft wide
Porch	Slab
Porch Area	80 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	13900900030070000000
Street Address	984 COUNTY ROUTE 401
City	WESTERLO
State	NY
Zip	12193-2711
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INCLUDES 139.9-3-8
Legal Block	3
Legal Lot Number	7.000
Jurisdiction	ALBANY NY
Township / Civil Division	WESTERLO
Census Block Group	1
Census Block	1090
Census Tract	14803

Owner

Source: Albany County and Westerlo Town records · APN 013800 139.9-3-7

Assessment roll updated March 17, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 82, WESTERLO, NY 12193-0082
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 22, 2015 · Amount on Record
Deed Sale	May 22, 2015 · Amount on Record
Prior Sale	Sep 11, 2014 · Amount on Record
Deed Document Number	201511839424
Deed Book / Page	3136 / 320
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Albany County and Westerlo Town records · Assessment roll updated March 17, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Westerlo Town
Unified School District	Berne-Knox-Westerlo Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,247.00 (+4.56%)	$1,100 (-) Land $100 Building $1,000	$189,655 (+10.33%) Land $17,241 Building $172,414
2023		$1,100 (-) Land $100 Building $1,000	$171,900 (+17.2%) Land $15,627 Building $156,273
2022		$1,100 Land $100 Building $1,000	$146,667 Land $13,333 Building $133,334
2021	$2,149.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albany County (36001C), updated March 6, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360010148031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 2 individual NFIP policies nearby
Nearby Flood Policies	2 in force 2 of 2 on primary residences
Nearby Flood Claims	3 (2005–2011)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2011, river or lake flooding, Hurricane Irene
Flood Events	Hurricane Irene (Aug 2011), 2 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.