Albany County and Westerlo Town property record for 987 Co Rte 401, Westerlo, NY 12193 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 1,771 sqft · built 1880 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $16,001 (Oct 2000) |
| Tax Bill | $2,349 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 013800 139.9-1-30 |
| Primary APN | 013800 139.9-1-30 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,771 sqft Living Area |
| 1st Floor Area | 1,351 sqft |
| Upper Floors Area | 420 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 21,780 sqft (0.5 acres) |
| Porch | Slab |
| Porch Area | 420 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 13900900010300000000 |
|---|---|
| Street Address | 987 COUNTY ROUTE 401 |
| City | WESTERLO |
| State | NY |
| Zip | 12193-2712 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2.-61-18 |
| Legal Block | 1 |
| Legal Lot Number | 30.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | WESTERLO |
| Census Block Group | 1 |
| Census Block | 1089 |
| Census Tract | 14803 |
Source: Albany County and Westerlo Town records · APN 013800 139.9-1-30
Assessment roll updated March 17, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 82, WESTERLO, NY 12193-0082 |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 05, 2000 · Amount on Record |
| Deed Sale | Oct 05, 2000 · Amount on Record |
| Deed Book / Page | 2666 / 314 |
| Record Updated | Sep 20, 2026 |
Source: Albany County and Westerlo Town records · Assessment roll updated March 17, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Westerlo Town |
| Unified School District | Berne-Knox-Westerlo Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,349.00 (+4.59%) | $1,150 (-) Land $200 Building $950 | $198,276 (+10.34%) Land $34,483 Building $163,793 |
| 2023 | $1,150 (-) Land $200 Building $950 | $179,700 (+17.2%) Land $31,252 Building $148,448 | |
| 2022 | $1,150 Land $200 Building $950 | $153,333 Land $26,667 Building $126,666 | |
| 2021 | $2,246.00 |
Source: FEMA National Flood Hazard Layer, Albany County (36001C), updated March 6, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360010148031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2005–2011) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2011, river or lake flooding, Hurricane Irene |
| Claims By Storm |
|
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 81 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Mid-Hudson Cablevision | Fiber | 5,000 / 5,000 |
| Mid-Hudson Cablevision | Cable | 400 / 25 |
| Verizon | Fixed Wireless | 300 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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