990 Circle J Trl, Prosper, TX 75078 Property Records

Collin County property record for 990 Circle J Trl, Prosper, TX 75078

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 4,520 sqft · built 2017
Lot Size	0.257 acres (11,200 sqft)
Owner	Individual Name on Record
Tax Bill	$15,273 (2024)
Deeds & Mortgages	Dec 2020 Mortgage Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R-11041-00I-0150-1`

Property Details

APN / Parcel Number

Primary APN	`R-11041-00I-0150-1`
Alternative APN	`2740980`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,520 sqft Living Area
Gross Area	5,322 sqft
1st Floor Area	3,003 sqft
2nd Floor Area	1,518 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Exterior Material	Brick
Construction Type	Wood Frame
Lot Area	11,200 sqft (0.257 acres)
Garage Type	Attached
Garage Area	503 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2740980
Street Address	990 CIRCLE J TRL
City	PROSPER
State	TX
Zip	75078-9551
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SADDLE CREEK PHASE TWO B (CPR), BLK I, LOT 15
Legal Subdivision	SADDLE CREEK PHASE TWO B (CPR)
Legal Phase	2
Legal Block	I
Legal Lot Number	15
Jurisdiction	COLLIN TX
Township / Civil Division	CELINA
Census Block Group	1
Census Block	1019
Census Tract	30304

Owner

Source: Collin County records, as of October 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	990 CIRCLE J TRL, PROSPER, TX 75078-9551
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2020	Deed of Trust, Mortgage AMERICAN HERITAGE CAP
Sep 10, 2018	Grant Deed, Subdivision Related Transfer BETTER MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2018
Deed Sale	Sep 10, 2018
Deed Document Number	20180910001136460
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	990 CIRCLE J TRL, PROSPER, TX 75078-9551
Document Number	0002363340
Instrument Date	Dec 22, 2020
Transaction Type	Mortgage
Record Updated	Jan 15, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	990 CIRCLE J TRL PROSPER TX 750789551, PROSPER, TX 75078-9551

Mortgage

Document Number	0002363340
Date	Dec 30, 2020
Instrument	2363340

Lender

Name	AMERICAN HERITAGE CAP
Type	Funding / Finance Company
Address	DALLAS, TX 75244

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 29, 2050

September 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	COLLIN TX
Recording Date	Sep 10, 2018
Property Address	990 CIRCLE J TRL, PROSPER, TX 75078-9551
Document Number	0001136460
Instrument Date	Sep 7, 2018
Instrument	1136460
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 25, 2018
Title Company	SECURED TITLE/TX LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	990 CIRCLE J TRL PROSPER TX 750789551, PROSPER, TX 75078-9551

Mortgage

Document Number	1136470
Date	Sep 10, 2018
Instrument	1136470

Lender

Name	BETTER MTG
Type	Mortgage Company
Address	NEW YORK, NY 10013

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 9, 2048

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Prosper Town
Unified School District	Prosper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,354,099 (+14.86%) Land $400,000 Building $954,099	$1,354,099 (+14.86%) Land $400,000 Building $954,099
2024	$15,273.00 (+3.23%)
2023		$1,178,903 Land $250,000 Building $928,903	$1,178,903 Land $250,000 Building $928,903
2022	$14,795.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PROSPER serves 42,598 people · EPA ID TX0430009
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Nextlink Fixed Wireless	200 / 50
ElektraFi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Grayson Collin Communications, Hotwire Communications.

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