980 Circle J Trl, Prosper, TX 75078 Property Records

Collin County property record for 980 Circle J Trl, Prosper, TX 75078

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,930 sqft · built 2022
Lot Size	0.257 acres (11,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,658,776 (Jul 2023)
Tax Bill	$25,807 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jul 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R-11041-00I-0140-1`

Property Details

APN / Parcel Number

Primary APN	`R-11041-00I-0140-1`
Alternative APNs	`000002740979` `2740979`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,930 sqft Living Area
Gross Area	6,096 sqft
1st Floor Area	3,261 sqft
Flooring	Ceramic Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick
Construction Type	Wood
Lot Area	11,200 sqft (0.257 acres)
Garage Type	Attached
Garage Area	802 sqft
Porch	Covered Patio/Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	980 CIRCLE J TRL
City	PROSPER
State	TX
Zip	75078-9551
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SADDLE CREEK PHASE TWO B, BLK I, LOT 14
Legal Subdivision	SADDLE CREEK PHASE TWO B (CPR)
Legal Block	I
Legal Lot Number	14
Jurisdiction	COLLIN TX
Township / Civil Division	CELINA
Census Block Group	1
Census Block	1019
Census Tract	30304

Owner

Source: Collin County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	980 CIRCLE J TRL, PROSPER, TX 75078-9551
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage ALLIANCE CATHOLIC CREDIT UNION
Jul 3, 2023	Vendor's Lien, Transfer · Commercial Mortgage FROST BANK
Apr 22, 2022	Deed of Trust, Mortgage · Construction Mortgage CENTENNIAL BANK
Dec 20, 2021	Warranty Deed, Transfer CAPITAL TITLE
Sep 2, 2020	Grant Deed, Transfer CAPITAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2023 · Amount on Record
Deed Sale	Jul 3, 2023 · Amount on Record
Prior Sale	Dec 20, 2021
Deed Document Number	202374930
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Recording Date	Apr 1, 2026
Property Address	980 CIRCLE J TRL, PROSPER, TX 75078-9551
Document Number	0000042375
Instrument Date	Mar 26, 2026
Instrument	202642375
Transaction Type	Mortgage
Record Updated	Sep 24, 2026
Title Company	REPUBLIC TITLE COMPANY, REPUBLIC TITLE OF TEXAS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	980 CIRCLE J TRL, PROSPER, TX 75078-9551
Investor	Possibly a Property Investor

Mortgage

Document Number	2026000042375,
Date	Apr 1, 2026
Instrument	202642375

Lender

Name	ALLIANCE CATHOLIC CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Jul 3, 2023
Property Address	980 CIRCLE J TRL, PROSPER, TX 75078-9551
Document Number	2023000074930
Map Reference	VOL 2016 PG 533
Instrument Date	Jun 29, 2023
Instrument	2023000074930
Transaction Type	Transfer
Record Updated	Jul 21, 2023
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5729 LEBANON RD # RD144-20, RD144-20, FRISCO, TX 75034-7260

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	980 CIRCLE J TRL, PROSPER, TX 75078-9551

Mortgage

Document Number	2023000074932
Date	Jul 3, 2023
Instrument	2023000074932

Lender

Name	FROST BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2038

Mortgage

Document Number	2023000074931
Date	Jul 3, 2023
Instrument	2023000074931

Lender

Name	CHEVRON FCU
Type	Credit Union
Address	CONCORD, CA 94520

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	980 CIRCLE J TRL, PROSPER, TX 75078-9551
Transaction Type	Mortgage
Record Updated	Sep 2, 2022
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1160 SADDLE CREEK DR, PROSPER, TX 75078-9480

Mortgage

Document Number	0000650690
Date	Apr 22, 2022
Instrument	20220422000650690

Lender

Name	CENTENNIAL BANK
Type	Bank
Address	AMARILLO, TX 79101

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Dec 20, 2021
Property Address	980 CIRCLE J TRL, PROSPER, TX 75078-9551
Document Number	0002561440
Map Reference	VOL 2016 PG 533
Instrument Date	Dec 20, 2021
Instrument	20211220002561440
Transaction Type	Transfer
Record Updated	Sep 2, 2022
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11475 ALTAMONT DR, 11475, FRISCO, TX 75033-1184

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5729 LEBANON DIVE #144-20 # 144-20, 144-20, FRISCO, TX 75034

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COLLIN TX
Recording Date	Sep 2, 2020
Property Address	980 CIRCLE J TRL, PROSPER, TX 75078-9551
Document Number	0001466570
Instrument Date	Aug 27, 2020
Instrument	1466570
Transaction Type	Transfer
Record Updated	Sep 22, 2020
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	11475 ALTAMONT FRISCO TX 75034, FRISCO, TX 75034

Tax Assessment & Valuation

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Prosper Town
Unified School District	Prosper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$25,807.00 (-3.73%) Homeowner's exemption	$1,496,911 (+127.85%) Land $400,000 Building $1,096,911	$1,496,911 (+127.85%) Land $400,000 Building $1,096,911
2024	$26,807.00 (+536.9%)
2023		$656,970 (+241.28%) Land $192,500 Building $464,470	$656,970 (+241.28%) Land $192,500 Building $464,470
2022	$4,209.00	$192,500 Land $192,500	$192,500 Land $192,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PROSPER serves 42,598 people · EPA ID TX0430009
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Nextlink Fixed Wireless	200 / 50
ElektraFi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Grayson Collin Communications, Hotwire Communications.

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