Collin County property record for 970 Circle J Trl, Prosper, TX 75078
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 5,189 sqft · built 2022 |
| Lot Size | 0.278 acres (12,115 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $24,554 (2024) |
| Deeds & Mortgages | Dec 2022 Mortgage Feb 2022 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R-11041-00I-0130-1 |
| Primary APN | R-11041-00I-0130-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 5,189 sqft Living Area |
| Year Built | Built 2022 |
|---|---|
| Lot Area | 12,115 sqft (0.278 acres) |
| Account Number | 2740978 |
|---|---|
| Street Address | 970 CIRCLE J TRL |
| City | PROSPER |
| State | TX |
| Zip | 75078-9551 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SADDLE CREEK PHASE TWO B (CPR), BLK I, LOT 13 |
| Legal Subdivision | SADDLE CREEK PHASE TWO B (CPR) |
| Legal Phase | 2 |
| Legal Block | I |
| Legal Lot Number | 13 |
| Jurisdiction | COLLIN TX |
| Township / Civil Division | CELINA |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 30304 |
Source: Collin County records · APN R-11041-00I-0130-1
Assessment roll updated August 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 970 CIRCLE J TRL, PROSPER, TX 75078-9551 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 06, 2022 | Vendor's Lien, Transfer · Conventional Mortgage PROSPERITY BANK |
| Feb 15, 2022 | Deed of Trust, Mortgage · Construction Mortgage HAPPY STATE BANK |
| Dec 06, 2021 | Warranty Deed, Transfer CAPITAL TITLE |
| Sep 02, 2020 | Grant Deed, Transfer CAPITAL TITLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 06, 2022 |
| Deed Sale | Dec 06, 2022 |
| Prior Sale | Dec 20, 2021 |
| Deed Document Number | 20221206000173152 |
| Record Updated | Jun 08, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | COLLIN TX |
| Recording Date | Dec 06, 2022 |
| Property Address | 970 CIRCLE J TRL, PROSPER, TX 75078-9551 |
| Document Number | 0000173152 |
| Map Reference | VOL 2016 PG 533 |
| Instrument Date | Dec 02, 2022 |
| Instrument | 20221206000173152 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2023 |
| Title Company | CAPITAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5729 LEBANON RD # 144201, 144201, FRISCO, TX 75034-7260 |
| Name | Verified Name |
|---|---|
| Address | 970 CIRCLE J TRL, PROSPER, TX 75078-9551 |
| Document Number | 0000173153 |
|---|---|
| Date | Dec 06, 2022 |
| Instrument | 20221206000173153 |
| Name | PROSPERITY BANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Type Change Date | Jan 01, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 5.5% |
| Max Rate At Change | 7.5% |
| Index | 1-Year T-Bill |
| Max Rate | 9.99% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Property Address | 970 CIRCLE J TRL, PROSPER, TX 75078-9551 |
| Transaction Type | Mortgage |
| Record Updated | Sep 02, 2022 |
| Title Company | CAPITAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 1160 SADDLE CREEK DR, PROSPER, TX 75078-9480 |
| Document Number | 0000260200 |
|---|---|
| Date | Feb 15, 2022 |
| Instrument | 20220215000260200 |
| Name | HAPPY STATE BANK |
|---|---|
| Type | Bank |
| Address | AMARILLO, TX 79101 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLLIN TX |
| Recording Date | Dec 06, 2021 |
| Property Address | 970 CIRCLE J TRL, PROSPER, TX 75078-9551 |
| Document Number | 0002468320 |
| Map Reference | VOL 2016 PG 533 |
| Instrument Date | Dec 06, 2021 |
| Instrument | 20211206002468320 |
| Transaction Type | Transfer |
| Record Updated | Sep 02, 2022 |
| Title Company | CAPITAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11475 ALTAMONT DR, 11475, FRISCO, TX 75033-1184 |
| Name | Verified Name |
|---|---|
| Address | 5729 LEBANON DIVE #144-20 # 144-20, 144-20, FRISCO, TX 75034 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | COLLIN TX |
| Recording Date | Sep 02, 2020 |
| Property Address | 970 CIRCLE J TRL, PROSPER, TX 75078-9551 |
| Document Number | 0001466510 |
| Instrument Date | Aug 27, 2020 |
| Instrument | 1466510 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2020 |
| Title Company | CAPITAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 11475 ALTAMONT FRISCO TX 75034, FRISCO, TX 75034 |
Source: Collin County records · Assessment roll updated August 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Collin County |
| Municipality | Prosper Town |
| Unified School District | Prosper Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,454,000 (+15.86%) Land $400,000 Building $1,054,000 | $1,454,000 (+15.86%) Land $400,000 Building $1,054,000 | |
| 2024 | $24,554.00 (+483.37%) | ||
| 2023 | $1,255,000 Land $250,000 Building $1,005,000 | $1,255,000 Land $250,000 Building $1,005,000 | |
| 2022 | $4,209.00 |
Source: FEMA National Flood Hazard Layer as of October 13, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Optimum Communications Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AMG Technology Investment Group Fixed Wireless | 200 / 50 |
| ElektraFi Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Grayson Collin Electric Cooperative, Hotwire Communications.
Based on FCC filings for 396 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF PROSPER serves 42,598 people |
|---|---|
| Water Source | Purchased surface water from NORTH TEXAS MWD WYLIE WTP |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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