1020 Circle J Trl, Prosper, TX 75078 Property Records

Collin County property record for 1020 Circle J Trl, Prosper, TX 75078

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 4,481 sqft · built 2019
Lot Size	0.257 acres (11,200 sqft)
Owner	2 Individual Names on File
Last Sale	$1,848,315 (Jun 2025)
Tax Bill	$17,336 (2025)
Deeds & Mortgages	Jun 2025 Mortgage Mar 2024 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`R-11041-00I-0170-1`

Property Details

APN / Parcel Number

Primary APN	`R-11041-00I-0170-1`
Alternative APNs	`000002740982` `2740982`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,481 sqft Living Area
Gross Area	5,432 sqft
1st Floor Area	2,850 sqft
Flooring	Ceramic Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick
Construction Type	Wood
Lot Area	11,200 sqft (0.257 acres)
Garage Type	Attached
Garage Area	731 sqft
Porch	Covered Patio/Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1020 CIRCLE J TRL
City	PROSPER
State	TX
Zip	75078-9546
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SADDLE CREEK PHASE TWO B, BLK I, LOT 17
Legal Subdivision	SADDLE CREEK PHASE TWO B (CPR)
Legal Block	I
Legal Lot Number	17
Jurisdiction	COLLIN TX
Township / Civil Division	CELINA
Census Block Group	1
Census Block	1019
Census Tract	30304

Owner

1020 Circle J Trl is owned and occupied by two individuals who bought it in June 2025.

Source: Collin County records, as of March 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1020 CIRCLE J TRL, PROSPER, TX 75078-9546
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2025	Vendor's Lien, Transfer · Commercial Mortgage FIRST FINANCIAL BANK
Mar 13, 2024	Intrafamily Transfer, Transfer
Aug 5, 2021	Deed of Trust, Mortgage · Construction Mortgage FROST BANK
Jun 23, 2021	Intrafamily Transfer, Transfer CAPITAL TITLE
Mar 18, 2020	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage FIRST BANK
Apr 30, 2019	Warranty Deed, Construction Loan · Construction Mortgage BANK OZK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2025 · Amount on File
Deed Sale	Jun 5, 2025 · Amount on File
Prior Sale	Mar 18, 2020 · Amount on File
Deed Document Number	202570795
Prior Transfer Date	Mar 12, 2024
Prior Transfer Doc	0000029101
Record Updated	Sep 20, 2026

June 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Jun 5, 2025
Property Address	1020 CIRCLE J TRL, PROSPER, TX 75078-9546
Document Number	2025000070795
Map Reference	VOL 2016 PG 533
Instrument Date	Jun 5, 2025
Instrument	2025000070795
Transaction Type	Transfer
Record Updated	Oct 24, 2025
Title Company	ACRISURE TITLE OF TEXAS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 CIRCLE J TRL, PROSPER, TX 75078-9546

Mortgage

Document Number	2025000070796
Date	Jun 5, 2025
Instrument	2025000070796

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	11 Months
Due	May 5, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIN TX
Recording Date	Mar 13, 2024
Property Address	1020 CIRCLE J TRL, PROSPER, TX 75078-9546
Document Number	2024000029101
Map Reference	VOL 2016 PG 533
Instrument Date	Mar 12, 2024
Instrument	2024000029101
Transaction Type	Transfer
Record Updated	Apr 23, 2024

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1020 CIRCLE J TRL, PROSPER, TX 75078-9546

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 CIRCLE J TRL, PROSPER, TX 75078-9546

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	1020 CIRCLE J TRL, PROSPER, TX 75078-9546
Transaction Type	Mortgage
Record Updated	Sep 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 CIRCLE J TRL, PROSPER, TX 75078-9546

Mortgage

Document Number	0001581280
Date	Aug 5, 2021
Instrument	20210805001581280

Lender

Name	FROST BANK
Type	Bank
Address	SAN ANTONIO, TX 78296

Agreement

Type	Construction Mortgage
Amount	Amount on Record

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIN TX
Recording Date	Jun 23, 2021
Property Address	1020 CIRCLE J TRL, PROSPER, TX 75078-9546
Document Number	0001272900
Map Reference	VOL 2016 PG 533
Instrument Date	Jun 23, 2021
Instrument	20210623001272900
Transaction Type	Transfer
Record Updated	Aug 27, 2021
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1020 CIRCLE J TRL, 1020, PROSPER, TX 75078-9546

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 CIRCLE J TRL, PROSPER, TX 75078-9546

March 2020: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Mar 18, 2020
Property Address	1020 CIRCLE J TRL, PROSPER, TX 75078-9546
Document Number	0000395600
Map Reference	VOL 2016 PG 533
Instrument Date	Mar 16, 2020
Instrument	20200318000395600
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 27, 2021
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2600 SEASCAPE CT, 2600, PLANO, TX 75093-4012

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2741 CASA GRANDE WAY, CELINA, TX 75009-1446

Mortgage

Document Number	0000395610
Date	Mar 18, 2020
Instrument	20200318000395610

Lender

Name	FIRST BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

April 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Apr 30, 2019
Property Address	1020 CIRCLE J TRL, PROSPER, TX 75078-9546
Document Number	0000472220
Instrument Date	Apr 22, 2019
Instrument	472220
Transaction Type	Construction Loan
Record Updated	May 15, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2600 SEASCAPE CT PLANO TX 750934012, PLANO, TX 75093-4012

Mortgage

Document Number	472230
Date	Apr 30, 2019
Instrument	472230

Lender

Name	BANK OZK
Address	FRISCO, TX 75034

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Apr 29, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1020 Circle J Trl was $17,336, up 6.3% from the year before.

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Prosper Town
Unified School District	Prosper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,336.00 (+6.31%) Homeowner's exemption	$1,057,584 Land $440,000 Building $972,680	$1,412,680 Land $440,000 Building $972,680
2024	$16,307.00
2023		$1,202,146 Land $275,000 Building $927,146	$1,202,146 Land $275,000 Building $927,146
2022	$30,146.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1020 Circle J Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1020 Circle J Trl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PROSPER serves 42,598 people · EPA ID TX0430009
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Nextlink Fixed Wireless	200 / 50
ElektraFi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Grayson Collin Communications, Hotwire Communications.

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