951 Circle J Trl, Prosper, TX 75078 Property Records

Collin County property record for 951 Circle J Trl, Prosper, TX 75078

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 4,911 sqft · built 2020
Lot Size	0.322 acres (14,039 sqft)
Owner	2 Individual Names on Record
Last Sale	$638,000 (Aug 2020)
Tax Bill	$18,520 (2025)
Deeds & Mortgages	Aug 2023 Second Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R-11041-00K-0020-1`

Property Details

APN / Parcel Number

Primary APN	`R-11041-00K-0020-1`
Alternative APNs	`000002740984` `2740984`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,911 sqft Living Area
Gross Area	5,976 sqft
1st Floor Area	3,298 sqft
Flooring	Ceramic Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick
Construction Type	Wood
Lot Area	14,039 sqft (0.322 acres)
Garage Type	Attached
Garage Area	838 sqft
Porch	Covered Patio/Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	951 CIRCLE J TRL
City	PROSPER
State	TX
Zip	75078-9552
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SADDLE CREEK PHASE TWO B, BLK K, LOT 2
Legal Subdivision	SADDLE CREEK PHASE TWO B (CPR)
Legal Block	K
Legal Lot Number	2
Jurisdiction	COLLIN TX
Township / Civil Division	CELINA
Census Block Group	1
Census Block	1007
Census Tract	30304

Owner

Source: Collin County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	951 CIRCLE J TRL, PROSPER, TX 75078-9552
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BUTTON FINANCE INC
Aug 20, 2020	Vendor's Lien, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 10, 2020	Warranty Deed, Construction Loan · Line of Credit HAPPY STS BK
Oct 22, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2020 · Amount on Record
Deed Sale	Aug 20, 2020 · Amount on Record
Prior Sale	Jan 10, 2020 · Amount on Record
Deed Document Number	20201368450
Prior Transfer Date	Aug 17, 2020
Prior Transfer Doc	0001368450
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	951 CIRCLE J TRL, PROSPER, TX 75078-9552
Transaction Type	Mortgage
Record Updated	Sep 5, 2023
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	951 CIRCLE J TRL, PROSPER, TX 75078-9552

Mortgage

Document Number	2023000096105
Date	Aug 22, 2023
Instrument	2023000096105

Lender

Name	BUTTON FINANCE INC
Type	Mortgage Company
Address	WHITE PLAINS, NY 10606

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

August 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Aug 20, 2020
Property Address	951 CIRCLE J TRL, PROSPER, TX 75078-9552
Document Number	0001368450
Map Reference	VOL 2016 PG 533
Instrument Date	Aug 17, 2020
Instrument	20200820001368450
Transaction Type	Transfer
Record Updated	Aug 27, 2021
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5729 LEBANCH DRIVE #144 2014420, 5729, FRISCO, TX 75034

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12680 GODFREY DR, FRISCO, TX 75035-9048

Mortgage

Document Number	0001368460
Date	Aug 20, 2020
Instrument	20200820001368460

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

January 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Jan 10, 2020
Property Address	951 CIRCLE J TRL, PROSPER, TX 75078-9552
Document Number	0000046000
Instrument Date	Jan 7, 2020
Instrument	46000
Transaction Type	Construction Loan
Record Updated	Feb 5, 2020
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5729 LEBANON RD #144-201 FRISCO TX 750347260, 144-20, FRISCO, TX 75034-7260

Mortgage

Document Number	46010
Date	Jan 10, 2020
Instrument	46010

Lender

Name	HAPPY STS BK
Type	Bank
Address	AMARILLO, TX 79101

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLLIN TX
Recording Date	Oct 22, 2018
Property Address	951 CIRCLE J TRL, PROSPER, TX 75078-9552
Document Number	0001317000
Instrument Date	Oct 2, 2018
Instrument	1317000
Transaction Type	Transfer
Record Updated	Nov 2, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6900 DALLAS PKWY #780 PLANO TX 750247189, 780, PLANO, TX 75024-7189

Tax Assessment & Valuation

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Prosper Town
Unified School District	Prosper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,520.00 (+6.49%) Homeowner's exemption	$1,125,347 (-14.68%) Land $460,000 Building $1,075,009	$1,535,009 (+16.39%) Land $460,000 Building $1,075,009
2024	$17,391.00 (+3.8%)
2023		$1,318,902 Land $287,500 Building $1,031,402	$1,318,902 Land $287,500 Building $1,031,402
2022	$16,755.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PROSPER serves 42,598 people · EPA ID TX0430009
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Nextlink Fixed Wireless	200 / 50
ElektraFi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Grayson Collin Communications, Hotwire Communications.

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