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99 River Ridge Dr, Waco, TX 76705 Property Records

McLennan County property record for 99 River Ridge Dr, Waco, TX 76705 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,776 sqft · built 1989
Lot Size0.453 acres (19,733 sqft)
OwnerIndividual Name on File
Tax Bill$6,099 (2024)
Deeds & MortgagesFeb 2024 Mortgage
Mar 2023 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN200324000008347

Property Details

APN / Parcel Number

Primary APN200324000008347
Alternative APNs
  • 2003240000083470111
  • 114309

Interior

Bedrooms5 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms11 Rooms
Stories2 Stories
Building Area3,776 sqft Living Area
Gross Area4,565 sqft
1st Floor Area2,951 sqft
2nd Floor Area825 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 2000
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area19,733 sqft (0.453 acres)
Lot Dimensions131 ft deep x 151 ft wide
Garage TypeAttached
Garage Area789 sqft
DrivewayDriveway
Driveway Area3,300 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area242 sqft
Deck Area80 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number114309
Old Parcel Number2003240000083470111
Street Address99 RIVER RIDGE DR
CityWACO
StateTX
Zip76705-1758
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEATON A P ACRES .453
Legal SubdivisionEATON A P
JurisdictionMCLENNAN TX
Township / Civil DivisionELM MOTT
Census Block Group2
Census Block2021
Census Tract3402

Owner

Source: McLennan County records · APN 200324000008347

Assessment roll updated August 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address99 RIVER RIDGE DR, WACO, TX 76705-1758
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 21, 2024Deed of Trust, Mortgage · Conventional Mortgage
LAKEVIEW COMMUNITY CAPITAL LLC
Mar 10, 2023Vendor's Lien, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 18, 2019Deed of Trust, Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 10, 2023
Deed SaleMar 10, 2023
Prior SaleAug 30, 2016
Deed Document Number2023006705
Record UpdatedJun 08, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address99 RIVER RIDGE DR, WACO, TX 76705-1758
Transaction TypeMortgage
Record UpdatedMar 06, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address99 RIVER RIDGE DR, WACO, TX 76705-1758

Mortgage

Document Number0000005179
DateFeb 21, 2024
Instrument2024005179
Lender
NameLAKEVIEW COMMUNITY CAPITAL LLC
TypeMortgage Company
AddressHORSHAM, PA 19044
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2054

March 2023: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMCLENNAN TX
Recording DateMar 10, 2023
Property Address99 RIVER RIDGE DR, WACO, TX 76705-1758
Document Number0000006705
Instrument DateMar 09, 2023
Instrument2023006705
Transaction TypeTransfer
Record UpdatedMar 24, 2023
Title CompanyNOT AVAILABLE, TEXAS TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address99 RIVER RIDGE DR, WACO, TX 76705-1758

Transferred To (Grantee/Buyer)

NameVerified Name
Address99 RIVER RIDGE DR, WACO, TX 76705-1758

Mortgage

Document Number0000006706
DateMar 10, 2023
Instrument2023006706
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2053

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address99 RIVER RIDGE DR, WACO, TX 76705-1758
Document Number0000042422
Instrument DateDec 18, 2019
Transaction TypeMortgage
Record UpdatedJan 21, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address99 RIVER RIDGE DR WACO TX 767051758, WACO, TX 76705-1758

Mortgage

Document Number0000042422
DateDec 26, 2019
Instrument42422
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount Recorded
Term360 Months
DueDec 25, 2049

Tax Assessment & Valuation

Source: McLennan County records · Assessment roll updated August 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
Unified School DistrictConnally Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$518,160 (+1.11%) Land $39,070 Building $479,090$518,160 (+1.11%) Land $39,070 Building $479,090
2024$6,099.00 (-1.88%)
2023$512,470 Land $39,070 Building $473,400$512,470 Land $39,070 Building $473,400
2022$6,216.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McLennan County (48309C), updated June 9, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 483090034022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 16 individual NFIP policies nearby
Nearby Flood Policies16 in force
Nearby Flood Claims2 (2015)
Most Recent ClaimOct 2015, rainfall accumulation

Wildfire

Wildfire RiskModerate
above 45% of the US · above 18% of Texas
Wildfire LikelihoodAbout 1 in 1,351 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 87 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
Radiate HoldingsCable1,500 / 50
SpectrumCable1,000 / 1,000
AMG Technology Investment GroupFixed Wireless500 / 100
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon, AMG Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

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