McLennan County property record for 105 River Ridge Dr, Waco, TX 76705
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,604 sqft · built 2019 |
| Lot Size | 1.03 acres (44,867 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,190 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Oct 2021 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-021103-000212-0 |
| Primary APN | 20-021103-000212-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,604 sqft Living Area |
| Gross Area | 3,151 sqft |
| 1st Floor Area | 2,604 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Other |
| Roof Material | Composition Shingle |
| Lot Area | 44,867 sqft |
| Lot Dimensions | 257 ft deep x 240 ft wide |
| Garage Type | Attached |
| Garage Area | 547 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Patio Area | 232 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 105 RIVER RIDGE DR |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76705-1781 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLUFFS ON THE BRAZOS ADDITION LOT 12 BLOCK 2 ACRES 1.03 |
| Legal Subdivision | BLUFFS ON THE BRAZOS ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 12 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | ELM MOTT |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 3402 |
Source: McLennan County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 105 RIVER RIDGE DR, WACO, TX 76705-1781 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MAGNOLIA BANK |
| Oct 4, 2021 | Warranty Deed, Transfer |
| Jul 29, 2019 | Trustee's Deed, Construction Loan · Construction Mortgage FIRST NAT'L BK/MCGREGOR |
| Nov 2, 2018 | Warranty Deed, Transfer FIRST TITLE COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 4, 2021 |
| Deed Sale | Oct 4, 2021 |
| Prior Sale | Nov 2, 2018 |
| Deed Document Number | 202140473 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 105 RIVER RIDGE DR, WACO, TX 76705-1781 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2021 |
| Title Company | FATICO |
| Name | Verified Name |
|---|
| Document Number | 0000017889 |
|---|---|
| Date | Jun 3, 2020 |
| Instrument | 2020017889 |
| Name | MAGNOLIA BANK |
|---|---|
| Type | Bank |
| Address | CAMPBELLSVILLE, KY 42718 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Oct 4, 2021 |
| Property Address | 105 RIVER RIDGE DR, WACO, TX 76705-1781 |
| Document Number | 0000040473 |
| Instrument Date | Sep 29, 2021 |
| Instrument | 2021040473 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4256 GHOLSON RD, WACO, TX 76705-1790 |
| Name | Verified Name |
|---|---|
| Address | 105 RIVER RIDGE DR, WACO, TX 76705-1781 |
| Investor | Possibly a Property Investor |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Jul 29, 2019 |
| Property Address | 105 RIVER RIDGE DR, WACO, TX 76705-1781 |
| Instrument Date | Jul 19, 2019 |
| Instrument | 24907 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 23, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 4256 GHOLSON RD WACO TX 767051790, WACO, TX 76705-1790 |
| Document Number | 0000024907 |
|---|---|
| Date | Jul 29, 2019 |
| Instrument | 24907 |
| Name | FIRST NAT'L BK/MCGREGOR |
|---|---|
| Type | Bank |
| Address | MCGREGOR, TX 76657 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jul 28, 2020 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Nov 2, 2018 |
| Property Address | 105 RIVER RIDGE DR, WACO, TX 76705-1781 |
| Document Number | 0000038659 |
| Instrument Date | Oct 30, 2018 |
| Instrument | 38659 |
| Transaction Type | Transfer |
| Record Updated | Apr 9, 2019 |
| Title Company | FIRST TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4256 GHOLSON RD WACO TX 767051790, WACO, TX 76705-1790 |
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Unified School District | Connally Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $410,385 (-3.1%) Land $56,084 Building $354,301 | $410,385 (-3.1%) Land $56,084 Building $354,301 | |
| 2025 | $4,190.00 (-22.35%) Homeowner's exemption | $423,520 (+15.03%) Land $51,150 Building $372,370 | $423,520 (+15.03%) Land $51,150 Building $372,370 |
| 2024 | $5,396.00 (+35.61%) | ||
| 2023 | $368,190 Land $39,870 Building $328,320 | $368,190 Land $39,870 Building $328,320 | |
| 2022 | $3,979.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 2 (2015) |
| Most Recent Claim | Oct 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 87% of Texas |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHALK BLUFF WSC serves 3,852 people · EPA ID TX1550020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable | 1,000 / 50 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures