98 River Ridge Dr, Waco, TX 76705 Property Records

McLennan County property record for 98 River Ridge Dr, Waco, TX 76705 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2002
Square Footage2,653 sqft Living Area
Lot Size47,132 sqft (1.08 acres)
GarageMixed, 1,522 sqft
OccupancyOwner Occupied
Tax Bill$8,305.00 (2024)

Property Details

APN / Parcel Number

Primary APN200324000008184
Alternative APNs
  • 2003240000081840111
  • 114293

Interior

Bedrooms4 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Total Rooms9 Rooms
Building Area2,653 sqft Living Area
Gross Area2,621 sqft Gross Area
1st Floor2,653 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 2002
Exterior MaterialBrick Exterior
Construction TypeBrick Construction
Foundation TypeMat/Raft Foundation (Slab) Foundation
Roof MaterialComposition Shingle Roof
Lot Area47,132 sqft (1.08 acres)
Depth X Width313 ft x 74 ft Depth x Width
Driveway1 Driveway
Driveway Area1,880 sqft Driveway
Parking Spaces6 Parking Spaces
Garage TypeMixed Garage
Garage Area1,522 sqft Garage

Exterior Amenities

Pool TypePool with Hot Tub/Spa Pool Type
Pool Area280 sqft Pool
FenceFence
Deck Area112 sqft Deck
Patio Area132 sqft Patio
PorchOpen Porch
Porch Area910 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number114293
Old Parcel Number2003240000081840111
Street Address98 RIVER RIDGE DR
CityWACO
StateTX
Zip76705-1757
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionEATON A P ACRES 1.082
Legal SubdivisionEATON A P
JurisdictionMCLENNAN TX
Minor Civil DivisionELM MOTT
Census Blockgroup2
Census Block2018
Census Tract3402

Owner

Source: McLennan County records · APN 200324000008184

Assessment roll updated August 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address98 RIVER RIDGE DR, WACO, TX 76705-1757
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 07, 2021Deed of Trust, Mortgage
TEXAS ST BK
Dec 28, 2020Warranty Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 07, 2022
Deed SaleJan 07, 2022
Deed Doc Number2022001048
Record RefreshedJun 07, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address98 RIVER RIDGE DR, WACO, TX 76705-1757
Document Number0000000969
Instrument DateJan 07, 2021
Transaction TypeMortgage
Record UpdatedMar 02, 2021
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5301 205 LOOP TEMPLE TX 765024064, TEMPLE, TX 76502-4064

Mortgage

Document Number0000000969
DateJan 08, 2021
Instrument969
Lender
NameTEXAS ST BK
TypeBank
AddressSAN ANGELO, TX 76901
Agreement
AmountAmount Recorded

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLENNAN TX
Recording DateDec 28, 2020
Property Address98 RIVER RIDGE DR, WACO, TX 76705-1757
Document Number0000046085
Instrument DateDec 01, 2020
Instrument46085
Transaction TypeTransfer
Record UpdatedFeb 24, 2021
Title CompanyNOT AVAILABLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5301 205 LOOP TEMPLE TX 765024064, TEMPLE, TX 76502-4064

Tax Assessment & Valuation

Source: McLennan County records · Assessment roll updated August 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
Unified School DistrictConnally Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$679,880 (+13.11%) Land $164,280 Building $515,600$679,880 (+13.11%) Land $164,280 Building $515,600
2024$8,305.00 (-3.96%)
2023$601,090 Land $164,280 Building $436,810$601,090 Land $164,280 Building $436,810
2022$8,647.00

Flood & Wildfire

98 River Ridge Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · McLennan County (48309C), updated June 9, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesModerate
45th percentile of exposed land nationally · 18th in Texas
Wildfire LikelihoodModerate — about 1 in 1,351 per year
ExposureIndirect
within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on River Ridge Dr

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