McLennan County property record for 123 River Ridge Dr, Waco, TX 76705
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,324 sqft · built 1990 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $538,400 (Oct 2021) |
| Tax Bill | $6,701 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Aug 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-032400-000848-4 |
| Primary APN | 20-032400-000848-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,324 sqft Living Area |
| Gross Area | 3,786 sqft |
| 1st Floor Area | 1,749 sqft |
| 2nd Floor Area | 1,575 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,375 sqft (0.33 acres) |
| Lot Dimensions | 168 ft deep x 94 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 2,500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 136 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 123 RIVER RIDGE DR |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76705-1781 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | EATON A P ACRES .33 |
| Legal Subdivision | EATON A P |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | ELM MOTT |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 3402 |
Source: McLennan County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 317 112TH AVE NE, 352, BELLEVUE, WA 98004-5824 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 15, 2021 | Vendor's Lien, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Aug 3, 2020 | Loan Modification, Mortgage FIRST NAT'L BK/BOSQUE CNTY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 15, 2021 · Amount on Record |
| Deed Sale | Oct 15, 2021 · Amount on Record |
| Prior Sale | Aug 9, 2010 · Amount on Record |
| Deed Document Number | 202142173 |
| Prior Transfer Date | Oct 14, 2021 |
| Prior Transfer Doc | 0000042173 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Oct 15, 2021 |
| Property Address | 123 RIVER RIDGE DR, WACO, TX 76705-1781 |
| Document Number | 0000042173 |
| Instrument Date | Oct 14, 2021 |
| Instrument | 2021042173 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 123 RIVER RIDGE DR, 123, WACO, TX 76705-1781 |
| Name | Verified Name |
|---|---|
| Address | 1715 S 8TH ST, WACO, TX 76706-6805 |
| Document Number | 0000042174 |
|---|---|
| Date | Oct 15, 2021 |
| Instrument | 2021042174 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 123 RIVER RIDGE DR, WACO, TX 76705-1781 |
| Document Number | 0000039135 |
| Instrument Date | Aug 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | PO BOX BOXC 849 ELM MOTT TX 76640, ELM MOTT, TX 76640 |
| Document Number | 0000039135 |
|---|---|
| Date | Nov 2, 2020 |
| Instrument | 39135 |
| Name | FIRST NAT'L BK/BOSQUE CNTY |
|---|---|
| Type | Bank |
| Address | VALLEY MILLS, TX 76689 |
| Amount | Amount Recorded |
|---|---|
| Term | 36 Months |
| Due | Nov 1, 2023 |
| Rate | 4.5% |
|---|
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Unified School District | Connally Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $462,978 (-4.17%) Land $38,237 Building $424,741 | $462,978 (-4.17%) Land $38,237 Building $424,741 | |
| 2025 | $6,701.00 (+24.16%) | $483,140 (+5.94%) Land $34,790 Building $448,350 | $483,140 (+5.94%) Land $34,790 Building $448,350 |
| 2024 | $5,397.00 (+4.55%) | ||
| 2023 | $456,070 Land $34,790 Building $421,280 | $456,070 Land $34,790 Building $421,280 | |
| 2022 | $5,162.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 2 (2015) |
| Most Recent Claim | Oct 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 87% of Texas |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHALK BLUFF WSC serves 3,852 people · EPA ID TX1550020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable | 1,000 / 50 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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