McLennan County property record for 121 River Ridge Dr, Waco, TX 76705
| Property Type | Single Family Home |
|---|---|
| Details | 7 bd · 5.5 ba · 2,653 sqft · built 2021 |
| Lot Size | 0.508 acres (22,128 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $544 (2018) |
| Deeds & Mortgages | Apr 2024 Transfer Apr 2024 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-021103-000202-0 |
| Primary APN | 20-021103-000202-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,653 sqft Living Area |
| Gross Area | 3,313 sqft |
| 1st Floor Area | 2,653 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Brick Veneer |
| Roof Material | Composition Shingle |
| Lot Area | 22,128 sqft (0.508 acres) |
| Lot Dimensions | 202 ft deep x 117 ft wide |
| Garage Type | Attached |
| Garage Area | 660 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 121 RIVER RIDGE DR |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76705-1781 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLUFFS ON THE BRAZOS ADDITION LOT 2 BLOCK 2 ACRES .508 |
| Legal Subdivision | BLUFFS ON THE BRAZOS ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | ELM MOTT |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 3402 |
Source: McLennan County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1212 RIVER RIDGE DR, WACO, TX 76705 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 10, 2024 | Transfer on Death Deed, Transfer |
| Apr 10, 2024 | Transfer on Death Deed, Transfer |
| Jan 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage HOMETOWN LENDERS INC |
| Jul 2, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 9, 2024 |
| Transfer Doc | 0000010615 |
| Record Updated | Oct 29, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Apr 10, 2024 |
| Property Address | 121 RIVER RIDGE DR, WACO, TX 76705-1781 |
| Document Number | 0000010615 |
| Map Reference | FILE 2016040837 |
| Instrument Date | Apr 9, 2024 |
| Instrument | 2024010615 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 121 RIVER RIDGE DR, WACO, TX 76705-1781 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Apr 10, 2024 |
| Property Address | 121 RIVER RIDGE DR, WACO, TX 76705-1781 |
| Document Number | 0000010616 |
| Map Reference | FILE 2016040837 |
| Instrument Date | Apr 9, 2024 |
| Instrument | 2024010616 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 121 RIVER RIDGE DR, WACO, TX 76705-1781 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 121 RIVER RIDGE DR, WACO, TX 76705-1781 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000001871 |
|---|---|
| Date | Jan 14, 2022 |
| Instrument | 2022001871 |
| Name | HOMETOWN LENDERS INC |
|---|---|
| Type | Mortgage Company |
| Address | HUNTSVILLE, AL 35806 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Jul 2, 2020 |
| Property Address | 121 RIVER RIDGE DR, WACO, TX 76705-1781 |
| Document Number | 0000021995 |
| Instrument Date | Jul 1, 2020 |
| Instrument | 21995 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 73 BERKSHIRE DR STAFFORD VA 225547867, STAFFORD, VA 22554-7867 |
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Unified School District | Connally Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $471,632 (-5.01%) Land $43,814 Building $427,818 | $471,632 (-5.01%) Land $43,814 Building $427,818 | |
| 2025 | $496,530 (+2.23%) Land $39,830 Building $456,700 | $496,530 (+2.23%) Land $39,830 Building $456,700 | |
| 2023 | $485,710 Land $39,830 Building $445,880 | $485,710 Land $39,830 Building $445,880 | |
| 2018 | $544.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 2 (2015) |
| Most Recent Claim | Oct 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 87% of Texas |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHALK BLUFF WSC serves 3,852 people · EPA ID TX1550020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable | 1,000 / 50 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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