99 Mountain Dr, Biltmore Lake (Candler), NC 28715 Property Records

Buncombe County property record for 99 Mountain Dr, Biltmore Lake, NC 28715

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,730 sqft · built 2004
Lot Size	0.34 acres (14,810 sqft)
Owner	Company Name on Record
Last Sale	$323,000 (Nov 2004)
Tax Bill	$4,347 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jul 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`697733-2020-202`

Property Details

APN / Parcel Number

Primary APN	`697733-2020-202`
Alternative APNs	`9616-59-6547-00000` `961602595572000` `008195063`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,730 sqft Living Area
Gross Area	4,186 sqft
1st Floor Area	808 sqft
Basement Area	1,194 sqft
Finished Basement	1,194 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Contemporary
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.34 acres)
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	176 sqft
Deck Area	Deck Area
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	697733-2020-202
Street Address	99 MOUNTAIN DR
City	BILTMORE LAKE
State	NC
Zip	28715-8917
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SUBDIV: BILTMORE LAKE LOT: 104 BLOCK: A2 PLAT: 0084-0135
Legal Subdivision	BILTMORE LAKE
Legal Block	1
Legal Lot Number	104
Jurisdiction	BUNCOMBE NC
Township / Civil Division	LOWER HOMINY
Census Block Group	1
Census Block	1008
Census Tract	2305

Owner

Source: Buncombe County records, as of September 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	99 MOUNTAIN DR, BILTMORE LAKE, NC 28715-8917
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Jul 10, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2004 · Amount on Record
Deed Sale	Nov 19, 2004 · Amount on Record
Prior Sale	Apr 30, 2004 · Amount on Record
Deed Book / Page	3844 / 897
Last Transfer Date	Jul 3, 2019
Transfer Doc	0057880455
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	99 MOUNTAIN DR, BILTMORE LAKE, NC 28715-8917
Document Number	0059280744
Instrument Date	Jul 24, 2020
Transaction Type	Mortgage
Record Updated	Aug 26, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	99 MOUNTAIN DR BILTMORE LAKE NC 287158917, BILTMORE LAKE, NC 28715-8917

Mortgage

Document Number	0059280744
Date	Jul 29, 2020
Book Page	005928/000744

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 28, 2050

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Jul 10, 2019
Property Address	99 MOUNTAIN DR, BILTMORE LAKE, NC 28715-8917
Document Number	0057880455
Book / Page	005788 / 000455
Instrument Date	Jul 3, 2019
Transaction Type	Transfer
Record Updated	Jul 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	99 MOUNTAIN DR BILTMORE LAKE NC 287158917, BILTMORE LAKE, NC 28715-8917

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,347.00 (+5.74%)	$637,900 (+8.47%) Land $63,800 Building $574,100	$637,900 (+8.47%) Land $63,800 Building $574,100
2024	$4,111.00 (+13.13%)
2023	$3,634.00	$588,100	$588,100 (-7.81%) Land $63,800 Building $524,300
2021			$637,900 Land $63,800 Building $574,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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