Buncombe County property record for 91 Mountain Dr, Biltmore Lake, NC 28715
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,174 sqft · built 2004 |
| Lot Size | 0.339 acres (14,810 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $396,000 (Oct 2004) |
| Tax Bill | $5,259 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9616-59-4784-00000 |
| Primary APN | 9616-59-4784-00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 3,174 sqft Living Area |
| Gross Area | 5,312 sqft |
| 1st Floor Area | 2,459 sqft |
| 2nd Floor Area | 1,015 sqft |
| Basement Area | 4,222 sqft |
| Finished Basement | 300 sqft |
| Unfinished Basement | 3,922 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Architectural Style | Contemporary |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 14,810 sqft (0.339 acres) |
| Terrain | Rolling |
| Garage Area | 507 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 48 sqft |
| Deck Area | 150 sqft |
| Patio Area | 150 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Old Parcel Number | 961602594607000 |
|---|---|
| Street Address | 91 MOUNTAIN DR |
| City | BILTMORE LAKE |
| State | NC |
| Zip | 28715-8917 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DEED DATE: 10/28/2004 DEE |
| Legal Description | DEED DATE: 10/28/2004 DEED: 3821-0828 SUBDIV: BILTMORE LAKE BLOCK: A2 LOT: 101 SECTION: PLAT: 0084-0135 |
| Legal Subdivision | BILTMORE LAKE |
| Legal Block | A2 |
| Legal Lot Number | 101 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | LOWER HOMINY |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 2305 |
Source: Buncombe County records, as of September 24, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 91 MOUNTAIN DR, BILTMORE LAKE, NC 28715-8917 |
| Occupancy | Owner Occupied |
| Last Sale | Oct 28, 2004 · Amount on Record |
|---|---|
| Deed Sale | Oct 28, 2004 · Amount on Record |
| Deed Document Number | 0003821828 |
| Deed Book / Page | 3821 / 828 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 91 MOUNTAIN DR, BILTMORE LAKE, NC 28715-8917 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0059831219 |
|---|---|
| Date | Nov 24, 2020 |
| Book Page | 5983/1219 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CORTE MADERA, CA 94925 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
Source: Buncombe County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,259.00 (+10.27%) | $771,700 (-) | |
| 2023 | $4,769.00 | $771,700 | $771,700 (-) Land $63,800 Building $707,900 |
| 2021 | $771,700 Land $63,800 Building $707,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 50% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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