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97 Mountain Dr, Biltmore Lake (Candler), NC 28715 Property Records

Buncombe County property record for 97 Mountain Dr, Biltmore Lake, NC 28715

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,194 sqft · built 2003
Lot Size0.35 acres (15,246 sqft)
Owner2 Trust Names on Record
Last Sale$332,500 (Dec 2003)
Tax Bill$3,739 (2025)
Deeds & MortgagesJan 2024 Transfer
Oct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN710327-2020-202

Property Details

APN / Parcel Number

Primary APN710327-2020-202
Alternative APNs
  • 9616-59-6603-00000
  • 961602595537000
  • 008184691

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,194 sqft Living Area
Gross Area3,752 sqft
1st Floor Area922 sqft
Basement Area1,033 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleContemporary
Exterior MaterialWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area15,246 sqft (0.35 acres)
Garage TypeAttached
Garage Area525 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area218 sqft
Patio Area128 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number710327-2020-202
Street Address97 MOUNTAIN DR
CityBILTMORE LAKE
StateNC
Zip28715-8917
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionSUBDIV: BILTMORE LAKE LOT: 103 BLOCK: A2 PLAT: 0084-0135
Legal SubdivisionBILTMORE LAKE
Legal Block1
Legal Lot Number103
JurisdictionBUNCOMBE NC
Township / Civil DivisionLOWER HOMINY
Census Block Group1
Census Block1008
Census Tract2305

Owner

Source: Buncombe County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on Record
Mailing Address97 MOUNTAIN DR, BILTMORE LAKE, NC 28715-8917
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jan 2, 2024Intrafamily Transfer, Transfer
Oct 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 5, 2003 · Amount on Record
Deed SaleDec 5, 2003 · Amount on Record
Prior SaleMay 29, 2003 · Amount on Record
Deed Book / Page3486 / 120
Last Transfer DateDec 20, 2023
Transfer Doc6375001156
Record UpdatedOct 29, 2026

January 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBUNCOMBE NC
Recording DateJan 2, 2024
Property Address97 MOUNTAIN DR, BILTMORE LAKE, NC 28715-8917
Document Number0063751156
Book / Page6375 / 1156
Map ReferenceMB 84 PG 135
Instrument DateDec 20, 2023
Transaction TypeTransfer
Record UpdatedJan 11, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address97 MOUNTAIN DR, BILTMORE LAKE, NC 28715-8917

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address97 MOUNTAIN DR, BILTMORE LAKE, NC 28715-8917

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUNCOMBE NC
Property Address97 MOUNTAIN DR, BILTMORE LAKE, NC 28715-8917
Transaction TypeMortgage
Record UpdatedAug 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0059700140
DateOct 28, 2020
Book Page5970/140
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 1, 2035

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBuncombe County
Unified School DistrictBuncombe County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,739.00 (+6.92%)$548,600 (-) Land $64,000 Building $484,600$548,600 (-) Land $64,000 Building $484,600
2024$3,497.00 (+3.16%)
2023$3,390.00$548,600$548,600 (-) Land $64,000 Building $484,600
2021$548,600 Land $64,000 Building $484,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ASHEVILLE
serves 157,431 people · EPA ID NC0111010
Water SourceSurface water
Last State InspectionApr 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Oct 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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