Buncombe County property record for 85 Mountain Dr, Biltmore Lake, NC 28715
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 3,476 sqft · built 2004 |
| Lot Size | 0.369 acres (16,117 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $412,000 (Sep 2004) |
| Tax Bill | $4,719 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9616-59-3833-00000 |
| Primary APN | 9616-59-3833-00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,476 sqft Living Area |
| Gross Area | 5,096 sqft |
| 1st Floor Area | 1,920 sqft |
| 2nd Floor Area | 1,556 sqft |
| Basement Area | 3,176 sqft |
| Unfinished Basement | 3,176 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Architectural Style | Contemporary |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 16,117 sqft (0.369 acres) |
| Terrain | Rolling |
| Garage Type | Mixed |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 48 sqft |
| Deck Area | 192 sqft |
| Patio Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Old Parcel Number | 961602592768000 |
|---|---|
| Street Address | 85 MOUNTAIN DR |
| City | BILTMORE LAKE |
| State | NC |
| Zip | 28715-8917 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DEED DATE: 09/20/2004 DEE |
| Legal Description | DEED DATE: 09/20/2004 DEED: 3780-0512 SUBDIV: BILTMORE LAKE BLOCK: A2 LOT: 100 SECTION: PLAT: 0084-0135 |
| Legal Subdivision | BILTMORE LAKE |
| Legal Block | A2 |
| Legal Lot Number | 100 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | LOWER HOMINY |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 2305 |
Source: Buncombe County records, as of September 24, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 85 MOUNTAIN DR, BILTMORE LAKE, NC 28715-8917 |
| Occupancy | Owner Occupied |
| Last Sale | Sep 20, 2004 · Amount on Record |
|---|---|
| Deed Sale | Sep 20, 2004 · Amount on Record |
| Prior Sale | Jan 30, 2004 · Amount on Record |
| Deed Document Number | 0003780512 |
| Deed Book / Page | 3780 / 512 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 85 MOUNTAIN DR, BILTMORE LAKE, NC 28715-8917 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Title Company | PRIORITY TITLE AND ESCROW, PRIORITY TITLE & ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0061101790 |
|---|---|
| Date | Aug 24, 2021 |
| Book Page | 6110/1790 |
| Name | WATERMARK CAPITAL INC |
|---|---|
| Type | Mortgage Company |
| Address | 91261 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
Source: Buncombe County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,719.00 (+10.28%) | $692,400 (-) | |
| 2023 | $4,279.00 | $692,400 | $692,400 (-) Land $64,500 Building $627,900 |
| 2021 | $692,400 Land $64,500 Building $627,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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