Volusia County property record for 99 Carriage Creek Way, Ormond Beach, FL 32174
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,533 sqft · built 1988 |
| Owner | Individual Name on File |
| Last Sale | $228,500 (Aug 2019) |
| Tax Bill | $3,286 (2025) |
| Deeds & Mortgages | Mar 2022 Line of Credit Oct 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4126-03-00-0090 |
| Primary APN | 4126-03-00-0090 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,533 sqft Living Area |
| 1st Floor Area | 1,533 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Wood Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 340 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 4934405.0 |
|---|---|
| Old Parcel Number | 31142603000090 |
| Street Address | 99 CARRIAGE CREEK WAY |
| City | ORMOND BEACH |
| State | FL |
| Zip | 32174-6784 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 9 CARRIAGE TRAIL AT BREAKAWAY TRAILS MB 41 PGS 119 & 120 INC PER OR 5269 PG 0969 PER OR 7741 PG 0106 |
| Legal Range | 31E |
| Legal Township | 14S |
| Legal Section | 26 |
| Legal Subdivision | TRAILS |
| Legal Tract | 3 |
| Legal Lot Number | 9 |
| Jurisdiction | VOLUSIA FL |
| Township / Civil Division | CENTRAL VOLUSIA |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 83203 |
99 Carriage Creek Way is owned and occupied by an individual who bought it in August 2019.
Source: Volusia County records, as of December 19, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 99 CARRIAGE CREEK WAY, ORMOND BEACH, FL 32174-6784 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 14, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Oct 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MERIDIAN BANK |
| Aug 29, 2019 | Warranty Deed, Transfer · Conventional with PMI BAY EQUITY |
| May 21, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 29, 2019 · Amount on File |
| Deed Sale | Aug 29, 2019 · Amount on File |
| Prior Sale | Mar 2, 2004 · Amount on File |
| Deed Document Number | 2019-172125 |
| Deed Book / Page | 7741 / 0106 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 99 CARRIAGE CREEK WAY, ORMOND BEACH, FL 32174-6784 |
| Transaction Type | Mortgage |
| Record Updated | Apr 4, 2022 |
| Name | Verified Name |
|---|---|
| Address | 99 CARRIAGE CREEK WAY, ORMOND BEACH, FL 32174-6784 |
| Document Number | 0082184398 |
|---|---|
| Date | Mar 14, 2022 |
| Book Page | 8218/4398 |
| Instrument | 2022059025 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Mar 11, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 99 CARRIAGE CREEK WAY, ORMOND BEACH, FL 32174-6784 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 99 CARRIAGE CREEK WAY, ORMOND BEACH, FL 32174-6784 |
| Document Number | 0079253019 |
|---|---|
| Date | Oct 13, 2020 |
| Book Page | 7925/3019 |
| Instrument | 2020-195773 |
| Name | MERIDIAN BANK |
|---|---|
| Type | Bank |
| Address | BLUE BELL, PA 19422 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Aug 29, 2019 |
| Property Address | 99 CARRIAGE CREEK WAY, ORMOND BEACH, FL 32174-6784 |
| Document Number | 0077410106 |
| Book / Page | 007741 / 000106 |
| Instrument Date | Aug 28, 2019 |
| Instrument | 172125 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2019 |
| Title Company | SOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HOLDING CO LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,599.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 99 CARRIAGE CREEK WAY ORMOND BEACH FL 321746784, ORMOND BEACH, FL 32174-6784 |
| Document Number | 77410107 |
|---|---|
| Date | Aug 29, 2019 |
| Book Page | 007741/000107 |
| Instrument | 172126 |
| Name | BAY EQUITY |
|---|---|
| Type | Funding / Finance Company |
| Address | SAUSALITO, CA 94965 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 28, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 99 CARRIAGE CREEK WAY, ORMOND BEACH, FL 32174-6784 |
| Document Number | 0075513367 |
| Instrument Date | May 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 3, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 99 CARRIAGE CREEK WAY ORMOND BEACH FL 321746784, ORMOND BEACH, FL 32174-6784 |
| Document Number | 0075513367 |
|---|---|
| Date | May 30, 2018 |
| Book Page | 007551/003367 |
| Instrument | 108794 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 29, 2033 |
The 2025 property tax bill for 99 Carriage Creek Way was $3,286 with a homeowner's exemption.
Source: Volusia County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Volusia County |
| Municipality | Ormond Beach City |
| Unified School District | Volusia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,286.00 Homeowner's exemption | $227,042 | $283,687 Land $48,000 Building $235,687 |
| 2023 | $2,816.00 (+3.34%) Homeowner's exemption | $214,218 (+3%) | $286,360 (+25.47%) Land $48,000 Building $238,360 |
| 2022 | $2,725.00 Homeowner's exemption | $207,979 | $228,226 Land $46,000 Building $182,226 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 99 Carriage Creek Way in Zone X, an area of minimal flood risk, though there have been 46 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 74 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 74 in force |
| Nearby Flood Claims | 46 (1994–2024) |
| Claims Outside the SFHA | 8 of 46 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 99 Carriage Creek Way is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · lower than 64% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORMOND BEACH serves 59,744 people · EPA ID FL3640963 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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