Volusia County property record for 95 Carriage Creek Way, Ormond Beach, FL 32174
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,893 sqft · built 1988 |
| Lot Size | 0.205 acres (8,935 sqft) |
| Owner | Individual Name on File |
| Last Sale | $230,000 (Feb 2020) |
| Tax Bill | $3,333 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Feb 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 4126-03-00-0110 |
| Primary APN | 4126-03-00-0110 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,893 sqft Living Area |
| Gross Area | 2,376 sqft |
| 1st Floor Area | 1,893 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,935 sqft (0.205 acres) |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened/Unfinished Porch |
| Porch Area | 250 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 4934421 |
|---|---|
| Street Address | 95 CARRIAGE CREEK WAY |
| City | ORMOND BEACH |
| State | FL |
| Zip | 32174-6784 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 11 CARRIAGE CREEK AT BREAKAWAY TRAILS MB 41 PGS 119-120 INC PER OR 4162 PG 4430 PER OR 5500 PG 2859 PER OR 7105 PG 4459 PER OR 7810 PG 1244 PER OR 7810 PG 1246 |
| Legal Range | 31E |
| Legal Township | 14S |
| Legal Section | 26 |
| Legal Subdivision | CARRIAGE CREEK |
| Legal Tract | 03 |
| Legal Lot Number | 11 |
| Jurisdiction | VOLUSIA FL |
| Township / Civil Division | CENTRAL VOLUSIA |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 83203 |
95 Carriage Creek Way is owned and occupied by an individual who bought it in February 2020.
Source: Volusia County records, as of March 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 95 CARRIAGE CREEK WAY, ORMOND BEACH, FL 32174-6784 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 29, 2025 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Feb 5, 2020 | Warranty Deed, Transfer SOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HOLDING CO LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 5, 2020 · Amount on File |
| Deed Sale | Feb 5, 2020 · Amount on File |
| Prior Sale | Apr 16, 2015 · Amount on File |
| Deed Document Number | 202024406 |
| Deed Book / Page | 7810 / 1246 |
| Prior Transfer Date | Feb 17, 2005 |
| Prior Transfer Doc | 0055002859 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 95 CARRIAGE CREEK WAY, ORMOND BEACH, FL 32174-6784 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2026 |
| Name | Verified Name |
|---|---|
| Address | 95 CARRIAGE CREEK WAY, ORMOND BEACH, FL 32174-6784 |
| Document Number | 0087962364 |
|---|---|
| Date | Dec 29, 2025 |
| Book Page | 8796/2364 |
| Instrument | 2025240270 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Dec 18, 2065 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Feb 5, 2020 |
| Property Address | 95 CARRIAGE CREEK WAY, ORMOND BEACH, FL 32174-6784 |
| Document Number | 0078101246 |
| Book / Page | 007810 / 001246 |
| Instrument Date | Jan 31, 2020 |
| Instrument | 24406 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2020 |
| Title Company | SOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HOLDING CO LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,610.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 95 CARRIAGE CREEK WAY ORMOND BEACH FL 321746784, ORMOND BEACH, FL 32174-6784 |
The 2025 property tax bill for 95 Carriage Creek Way was $3,333 with a homeowner's exemption.
Source: Volusia County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Volusia County |
| Municipality | Ormond Beach City |
| Unified School District | Volusia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $252,810 (+2.7%) | $308,816 (-0.24%) Land $48,000 Building $260,816 | |
| 2025 | $3,333.00 Homeowner's exemption | $246,164 | $309,567 Land $48,000 Building $261,567 |
| 2023 | $3,111.00 (+3.29%) Homeowner's exemption | $232,260 (+3%) | $312,873 (+26.28%) Land $48,000 Building $264,873 |
| 2022 | $3,012.00 Homeowner's exemption | $225,495 | $247,755 Land $46,000 Building $201,755 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 95 Carriage Creek Way in Zone X, an area of minimal flood risk, though there have been 46 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 74 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 74 in force |
| Nearby Flood Claims | 46 (1994–2024) |
| Claims Outside the SFHA | 8 of 46 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 95 Carriage Creek Way is high, ranking above 71% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 53% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORMOND BEACH serves 59,744 people · EPA ID FL3640963 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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