93 Carriage Creek Way, Ormond Beach, FL 32174 Property Records

Volusia County property record for 93 Carriage Creek Way, Ormond Beach, FL 32174

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,799 sqft · built 1988
OwnerIndividual Name on Record
Last Sale$294,000 (Nov 2020)
Tax Bill$3,894 (2025)
Deeds & MortgagesNov 2020 Sale & Mortgage
Aug 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN4126-03-00-0120

Property Details

APN / Parcel Number

Primary APN4126-03-00-0120
Alternative APNs
  • 31142603000120
  • 4934430.0
  • 4934430

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,799 sqft Living Area
1st Floor Area1,799 sqft
FlooringCombination, Other
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1994
Exterior MaterialBrick
Construction TypeWood Frame
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area286 sqft
Patio Area250 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number4934430.0
Old Parcel Number31142603000120
Street Address93 CARRIAGE CREEK WAY
CityORMOND BEACH
StateFL
Zip32174-6784
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 12 CARRIAGE CREEK AT BREAKAWAY TRAILS MB 41 PGS 119-120 PER OR 5041 PG 1198 PER OR 5320 PG 4723 PER OR 5790 PG 2723 PER
Legal Range31E
Legal Township14S
Legal Section26
Legal SubdivisionTRAILS
Legal Tract3
Legal Lot Number12
JurisdictionVOLUSIA FL
Township / Civil DivisionCENTRAL VOLUSIA
Census Block Group1
Census Block1003
Census Tract83203

Owner

Source: Volusia County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-owner2 Co-owners on Record
Mailing Address93 CARRIAGE CREEK WAY, ORMOND BEACH, FL 32174-6784
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 25, 2020Warranty Deed, Transfer · Conventional Mortgage
AMERICAN FIRST LENDING CORP
Aug 28, 2018Warranty Deed, Transfer · VA Mortgage
WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleNov 25, 2020 · Amount on Record
Deed SaleNov 25, 2020 · Amount on Record
Prior SaleAug 28, 2018 · Amount on Record
Deed Document Number2020-230325
Deed Book / Page7948 / 4278
Record UpdatedJun 8, 2026

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateNov 25, 2020
Property Address93 CARRIAGE CREEK WAY, ORMOND BEACH, FL 32174-6784
Document Number0079484278
Book / Page7948 / 4278
Map ReferenceMB 41 PG 119
Instrument DateNov 4, 2020
Instrument2020-230325
Transaction TypeTransfer
Record UpdatedJan 4, 2022
Title CompanyFEDERAL TITLE AND ESCROW INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,058.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8 WAYLAND CIR, 8, ORMOND BEACH, FL 32174-3016

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address93 CARRIAGE CREEK WAY, ORMOND BEACH, FL 32174-6784

Mortgage

Document Number0079484280
DateNov 25, 2020
Instrument7948/4280
Lender
NameAMERICAN FIRST LENDING CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateAug 28, 2018
Property Address93 CARRIAGE CREEK WAY, ORMOND BEACH, FL 32174-6784
Document Number0075901691
Book / Page7590 / 1691
Map ReferenceMB 41 PG 119&120
Instrument DateJul 13, 2018
Instrument2018-174371
Transaction TypeTransfer
Record UpdatedJan 4, 2022
Title CompanyWATSON TITLE SERVICES INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,820.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 590134, BIRMINGHAM, AL 35259-0134

Transferred To (Grantee/Buyer)

NameVerified Name
Address93 CARRIAGE CREEK WAY, ORMOND BEACH, FL 32174-6784

Mortgage

Document Number2018174372
DateAug 28, 2018
Instrument2018-174372
Lender
NameWATERSTONE MORTGAGE CORP
TypeLending Institution
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2048

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
MunicipalityOrmond Beach City
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,894.00 (+16.45%) Homeowner's exemption$261,289 (+5.99%)$334,567 (-0.8%) Land $48,000 Building $286,567
2023$3,344.00 (+3.24%) Homeowner's exemption$246,531 (+3%)$337,263 (+26.49%) Land $48,000 Building $289,263
2022$3,239.00 Homeowner's exemption$239,350$266,636 Land $46,000 Building $220,636

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 74 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies74 in force
Nearby Flood Claims46 (1994–2024)
Claims Outside the SFHA8 of 46
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 10 claims
  • Hurricane Ian, Sep 2022 · 6 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 71% of the US · above 53% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemORMOND BEACH
serves 59,744 people · EPA ID FL3640963
Water SourceGroundwater
Last State InspectionJun 2024
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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