989 Wind Cave Pl, Chula Vista, CA 91914 Property Records

San Diego County property record for 989 Wind Cave Pl, Chula Vista, CA 91914

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,373 sqft · built 2004
Lot Size	0.109 acres (4,757 sqft)
Owner	Company Name on File
Last Sale	$403,000 (Jul 2012)
Tax Bill	$8,456 (2025)
Deeds & Mortgages	Aug 2020 Transfer Jul 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`595-760-31-00`

Property Details

APN / Parcel Number

Primary APN	`595-760-31-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,373 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	4,757 sqft (0.109 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	989 WIND CAVE PL
City	CHULA VISTA
State	CA
Zip	91914-3613
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC5RP1
Legal Description	LOT 81 TR 014372
Legal Subdivision	CHULA VISTA TERRACE
Legal Tract	014372
Legal Block	3
Legal Lot Number	81
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3002
Census Tract	13424

Owner

989 Wind Cave Pl is owned by a company that acquired it in July 2020.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	989 WIND CAVE PL, CHULA VISTA, CA 91914-3613
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2020	Affidavit of Death, Transfer LAWYERS TITLE SAN DIEGO
Jul 29, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 29, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2012 · Amount on File
Deed Sale	Jul 2, 2012 · Amount on File
Prior Sale	Apr 11, 2012 · Amount on File
Deed Document Number	2012384082
Last Transfer Date	Jul 23, 2020
Transfer Doc	0000417489
Record Updated	Oct 29, 2026

August 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 6, 2020
Property Address	989 WIND CAVE PL, CHULA VISTA, CA 91914-3613
Document Number	0000435317
Instrument Date	Jul 24, 2020
Instrument	435317
Transaction Type	Transfer
Record Updated	Aug 17, 2020
Title Company	LAWYERS TITLE SAN DIEGO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	989 WIND CAVE PL CHULA VISTA CA 919143613, CHULA VISTA, CA 91914-3613

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 29, 2020
Property Address	989 WIND CAVE PL, CHULA VISTA, CA 91914-3613
Document Number	0000417489
Instrument Date	Jul 23, 2020
Instrument	417489
Transaction Type	Transfer
Record Updated	Aug 6, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	989 WIND CAVE PL CHULA VISTA CA 919143613, CHULA VISTA, CA 91914-3613

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 29, 2020
Property Address	989 WIND CAVE PL, CHULA VISTA, CA 91914-3613
Document Number	0000417487
Map Reference	MAP 14372
Instrument Date	Jul 21, 2020
Instrument	2020-0417487
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	LAWYERS TITLE SD

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	989 WIND CAVE PL, CHULA VISTA, CA 91914-3613

Mortgage

Document Number	0000417488
Date	Jul 29, 2020
Instrument	2020-0417488

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 989 Wind Cave Pl was $8,456.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$506,179 (+2%) Land $179,611 Building $326,568
2025	$8,456.00	$496,255 Land $176,090 Building $320,165
2023	$8,235.00 (+2.76%)	$476,987 Land $169,253 Building $307,734
2022	$8,014.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 989 Wind Cave Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 989 Wind Cave Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Barona North tribal government · serves 1,171 people · EPA ID 090600118
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	4 ppb (2023–2025) action level 15 ppb
Copper	2.34 mg/L (2020–2022) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: San Diego Broadband.

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