992 Wind Cave Pl, Chula Vista, CA 91914 Property Records

San Diego County property record for 992 Wind Cave Pl, Chula Vista, CA 91914

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,705 sqft · built 2004
Lot Size	0.178 acres (7,767 sqft)
Owner	Company Name on Record
Last Sale	$790,000 (May 2005)
Tax Bill	$15,524 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Jul 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`595-760-10-00`

Property Details

APN / Parcel Number

Primary APN	`595-760-10-00`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,705 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	7,767 sqft (0.178 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	992 WIND CAVE PL
City	CHULA VISTA
State	CA
Zip	91914-3613
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC5RP1
Legal Description	LOT 60 TR 014372
Legal Subdivision	CHULA VISTA TERRACE
Legal Tract	014372
Legal Block	3
Legal Lot Number	60
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3002
Census Tract	13424

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	992 WIND CAVE PL, CHULA VISTA, CA 91914-3613
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2023	Deed of Trust, Mortgage · Line of Credit MISSION FCU
Jul 2, 2019	Deed of Trust, Mortgage · Line of Credit MISSION FCU
Jan 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
May 2, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2005 · Amount on Record
Deed Sale	May 18, 2005 · Amount on Record
Prior Sale	Aug 15, 2003 · Amount on Record
Deed Document Number	2005420607
Last Transfer Date	Nov 19, 2021
Transfer Doc	0000189170
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	992 WIND CAVE PL, CHULA VISTA, CA 91914-3613
Transaction Type	Mortgage
Record Updated	Mar 20, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	992 WIND CAVE PL, CHULA VISTA, CA 91914-3613

Mortgage

Document Number	0000061613
Date	Mar 10, 2023
Instrument	2023-0061613

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Mar 31, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	992 WIND CAVE PL, CHULA VISTA, CA 91914-3613
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000260245
Date	Jul 2, 2019
Instrument	2019-0260245

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jul 31, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	992 WIND CAVE PL, CHULA VISTA, CA 91914-3613
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	992 WIND CAVE PL, CHULA VISTA, CA 91914-3613

Mortgage

Document Number	0000038086
Date	Jan 26, 2022
Instrument	2022-0038086

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 2, 2022
Property Address	992 WIND CAVE PL, CHULA VISTA, CA 91914-3613
Document Number	0000189170
Map Reference	MAP 14372
Instrument Date	Nov 19, 2021
Instrument	2022-0189170
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	992 WIND CAVE PL, CHULA VISTA, CA 91914-3613

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,123,120 (+2%) Land $364,557 Building $758,563
2025	$15,524.00 (+3.74%) Homeowner's exemption	$1,101,099 (+4.04%) Land $357,409 Building $743,690
2023	$14,965.00 (+3.11%) Homeowner's exemption	$1,058,343 Land $343,531 Building $714,812
2022	$14,514.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Barona North tribal government · serves 1,171 people · EPA ID 090600118
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	4 ppb (2023–2025) action level 15 ppb
Copper	2.34 mg/L (2020–2022) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: San Diego Broadband.

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