997 Wind Cave Pl, Chula Vista, CA 91914 Property Records

San Diego County property record for 997 Wind Cave Pl, Chula Vista, CA 91914

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,150 sqft · built 2004
Lot Size	0.108 acres (4,710 sqft)
Owner	Company Name on Record
Last Sale	$510,000 (Feb 2014)
Tax Bill	$8,024 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`595-760-33-00`

Property Details

APN / Parcel Number

Primary APN	`595-760-33-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,150 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	4,710 sqft (0.108 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	997 WIND CAVE PL
City	CHULA VISTA
State	CA
Zip	91914-3613
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC5RP1
Legal Description	LOT 83 TR 014372
Legal Subdivision	CHULA VISTA TERRACE
Legal Tract	014372
Legal Block	3
Legal Lot Number	83
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3002
Census Tract	13424

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	997 WIND CAVE PL, CHULA VISTA, CA 91914-3613
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2023	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Nov 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
May 19, 2017	Deed of Trust, Mortgage · Line of Credit NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2014 · Amount on Record
Deed Sale	Feb 24, 2014 · Amount on Record
Prior Sale	Sep 29, 2010 · Amount on Record
Deed Document Number	201472679
Last Transfer Date	Nov 11, 2014
Transfer Doc	0000522468
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	997 WIND CAVE PL, CHULA VISTA, CA 91914-3613
Transaction Type	Mortgage
Record Updated	Sep 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	997 WIND CAVE PL, CHULA VISTA, CA 91914-3613

Mortgage

Document Number	0000232502
Date	Aug 25, 2023
Instrument	2023-0232502

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Sep 1, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	997 WIND CAVE PL, CHULA VISTA, CA 91914-3613
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	997 WIND CAVE PL, CHULA VISTA, CA 91914-3613

Mortgage

Document Number	0000706797
Date	Nov 12, 2020
Instrument	2020-0706797

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	997 WIND CAVE PL, CHULA VISTA, CA 91914-3613
Document Number	0000256057
Instrument Date	May 19, 2017
Transaction Type	Mortgage
Record Updated	Jun 15, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	997 WIND CAVE PL CHULA VISTA CA 919143613, CHULA VISTA, CA 91914-3613

Mortgage

Document Number	0000256057
Date	Jun 8, 2017
Instrument	256057

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jun 7, 2057

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$646,561 (+2%) Land $290,516 Building $356,045
2025	$8,024.00 (+1.45%)	$633,884 (+4.04%) Land $284,820 Building $349,064
2023	$7,909.00 (+2.24%)	$609,271 Land $273,761 Building $335,510
2022	$7,736.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Barona North tribal government · serves 1,171 people · EPA ID 090600118
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	4 ppb (2023–2025) action level 15 ppb
Copper	2.34 mg/L (2020–2022) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: San Diego Broadband.

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