985 Wind Cave Pl, Chula Vista, CA 91914 Property Records

San Diego County property record for 985 Wind Cave Pl, Chula Vista, CA 91914

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,705 sqft · built 2004
Lot Size	0.12 acres (5,238 sqft)
Owner	Individual Name on Record
Last Sale	$525,000 (Jul 2008)
Tax Bill	$10,647 (2025)
Deeds & Mortgages	Sep 2017 Mortgage Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`595-760-30-00`

Property Details

APN / Parcel Number

Primary APN	`595-760-30-00`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,705 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	5,238 sqft (0.12 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	985 WIND CAVE PL
City	CHULA VISTA
State	CA
Zip	91914-3613
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC5RP1
Legal Description	LOT 80 TR 014372
Legal Subdivision	CHULA VISTA TERRACE
Legal Tract	014372
Legal Block	3
Legal Lot Number	80
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3002
Census Tract	13424

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	985 WIND CAVE PL, CHULA VISTA, CA 91914-3613
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2017	Deed of Trust, Mortgage · Commercial Mortgage NEIGHBORHOOD NATIONAL BANK
Mar 30, 2022	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2008 · Amount on Record
Deed Sale	Jul 21, 2008 · Amount on Record
Prior Sale	Jul 27, 2007 · Amount on Record
Deed Document Number	2008387764
Last Transfer Date	Mar 19, 2015
Transfer Doc	0000143487
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	985 WIND CAVE PL, CHULA VISTA, CA 91914-3613
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	BNT TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000428966
Date	Sep 19, 2017
Instrument	2017-0428966

Lender

Name	NEIGHBORHOOD NATIONAL BANK
Type	Bank
Address	NATIONAL CITY, CA 91950

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	985 WIND CAVE PL, CHULA VISTA, CA 91914-3613
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	985 WIND CAVE PL, CHULA VISTA, CA 91914-3613

Mortgage

Document Number	0000139679
Date	Mar 30, 2022
Instrument	2022-0139679

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	277 Months
Due	Apr 1, 2045

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$689,568 (+2%) Land $328,365 Building $361,203
2025	$10,647.00 (+2.87%) Homeowner's exemption	$676,048 (+4.04%) Land $321,927 Building $354,121
2023	$10,350.00 (+2.87%) Homeowner's exemption	$649,798 Land $309,427 Building $340,371
2022	$10,061.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Barona North tribal government · serves 1,171 people · EPA ID 090600118
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	4 ppb (2023–2025) action level 15 ppb
Copper	2.34 mg/L (2020–2022) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: San Diego Broadband.

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