977 Wind Cave Pl, Chula Vista, CA 91914 Property Records

San Diego County property record for 977 Wind Cave Pl, Chula Vista, CA 91914

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,705 sqft · built 2004
Lot Size	0.118 acres (5,145 sqft)
Owner	Company Name on Record
Last Sale	$499,000 (Jun 2003)
Tax Bill	$11,494 (2025)
Deeds & Mortgages	Jun 2018 Line of Credit Dec 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`595-760-28-00`

Property Details

APN / Parcel Number

Primary APN	`595-760-28-00`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,705 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	5,145 sqft (0.118 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	977 WIND CAVE PL
City	CHULA VISTA
State	CA
Zip	91914-3613
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC5RP1
Legal Description	LOT 78 TR 014372
Legal Subdivision	CHULA VISTA TERRACE
Legal Tract	014372
Legal Block	3
Legal Lot Number	78
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3002
Census Tract	13424

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	977 WIND CAVE PL, CHULA VISTA, CA 91914-3613
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2018	Deed of Trust, Mortgage · Line of Credit MISSION FCU
Dec 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK OF KANSAS CITY
Dec 30, 2019	Deed of Trust, Mortgage · Line of Credit MISSION FCU
Jan 31, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jan 31, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2003 · Amount on Record
Deed Sale	Jun 12, 2003 · Amount on Record
Deed Document Number	2003698718
Last Transfer Date	Jan 24, 2017
Transfer Doc	0000050591
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	977 WIND CAVE PL, CHULA VISTA, CA 91914-3613
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000256616
Date	Jun 25, 2018
Instrument	2018-0256616

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Jun 30, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	977 WIND CAVE PL, CHULA VISTA, CA 91914-3613
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	SOLIDIFI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000577687
Date	Dec 11, 2019
Instrument	2019-0577687

Lender

Name	NATIONAL BANK OF KANSAS CITY
Type	Bank
Address	KANSAS CITY, MO 64114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	977 WIND CAVE PL, CHULA VISTA, CA 91914-3613
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000612105
Date	Dec 30, 2019
Instrument	2019-0612105

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Dec 31, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 31, 2017
Property Address	977 WIND CAVE PL, CHULA VISTA, CA 91914-3613
Document Number	0000048900
Map Reference	MAP14372
Instrument Date	Jan 24, 2017
Instrument	2017-0048900
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	WESTERN RESOURCES TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	977 WIND CAVE PL, CHULA VISTA, CA 91914-3613

Mortgage

Document Number	0000048901
Date	Jan 31, 2017
Instrument	2017-0048901

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 31, 2017
Property Address	977 WIND CAVE PL, CHULA VISTA, CA 91914-3613
Document Number	0000050591
Instrument Date	Jan 24, 2017
Instrument	50591
Transaction Type	Transfer
Record Updated	Feb 16, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	977 WIND CAVE PL CHULA VISTA CA 919143613, CHULA VISTA, CA 91914-3613

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$764,931 (+2%) Land $265,903 Building $499,028
2025	$11,494.00 (+3.06%) Homeowner's exemption	$749,934 (+4.04%) Land $260,690 Building $489,244
2023	$11,153.00 (+2.93%) Homeowner's exemption	$720,815 Land $250,568 Building $470,247
2022	$10,835.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Barona North tribal government · serves 1,171 people · EPA ID 090600118
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	4 ppb (2023–2025) action level 15 ppb
Copper	2.34 mg/L (2020–2022) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: San Diego Broadband.

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