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987 Oak Rdg, Schertz, TX 78154 Property Records

Guadalupe County property record for 987 Oak Rdg, Schertz, TX 78154

Property Summary

Property TypeSingle Family Home
Details2,754 sqft · built 2006
Lot Size0.271 acres (11,822 sqft)
Owner2 Individual Names on File
Last Sale$219,600 (Aug 2006)
Tax Bill$6,170 (2025)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN1G2104000300200000

Property Details

APN / Parcel Number

Primary APN1G2104000300200000
Alternative APNs
  • 000000121763
  • 000000094717
  • 121763

Interior

Stories2 Stories
Building Area2,754 sqft Living Area
Gross Area3,346 sqft
1st Floor Area1,320 sqft
2nd Floor Area1,434 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area11,822 sqft (0.271 acres)
Lot Dimensions197 ft deep x 60 ft wide
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area320 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Water SourceCommercial

Location & Zoning

Street Address987 OAK RDG
CitySCHERTZ
StateTX
Zip78154-1837
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMESA OAKS BLOCK 3 LOT 2
Legal SubdivisionMESA OAKS
Legal Tract2
Legal Block3
Legal Lot Number2
JurisdictionGUADALUPE TX
Township / Civil DivisionSCHERTZ-CIBOLO
Census Block Group1
Census Block1013
Census Tract210710

Owner

987 Oak Rdg is owned and occupied by two individuals who bought it in August 2006.

Source: Guadalupe County records, as of August 12, 2026

Owner of Record2 Individual Names on File
Mailing Address987 OAK RDG, SCHERTZ, TX 78154-1837
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 23, 2006 · Amount on File
Deed SaleAug 23, 2006 · Amount on File
Deed Document Number200617584
Deed Book / Page2360 / 110
Prior Transfer DateAug 11, 2006
Prior Transfer Doc0000017584
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGUADALUPE TX
Property Address987 OAK RDG, SCHERTZ, TX 78154-1837
Document Number0000000968
Instrument DateDec 30, 2020
Transaction TypeMortgage
Record UpdatedJan 21, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address987 OAK RDG SCHERTZ TX 781541837, SCHERTZ, TX 78154-1837

Mortgage

Document Number0000000968
DateJan 7, 2021
Instrument968
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJan 6, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 987 Oak Rdg was $6,170 with exemptions applied, down 11% from the year before.

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

TypeName
StateTexas
CountyGuadalupe County
MunicipalitySchertz City
Unified School DistrictSchertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$370,429 (-8.77%) Land $48,662 Building $321,767$370,429 (-8.77%) Land $48,662 Building $321,767
2025$6,170.00 (-10.95%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$406,053 Land $56,559 Building $349,494$406,053 Land $56,559 Building $349,494
2024$6,929.00 (+9.22%)
2023$6,344.00 (-9.49%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$428,975 Land $79,826 Building $349,149$428,975 Land $79,826 Building $349,149
2022$7,009.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 987 Oak Rdg in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2009)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 987 Oak Rdg is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SCHERTZ
serves 41,948 people · EPA ID TX0940003
Water SourceGroundwater
Last State InspectionJun 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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