Guadalupe County property record for 982 Oak Rdg, Schertz, TX 78154
| Property Type | Single Family Home |
|---|---|
| Details | 2,754 sqft · built 2006 |
| Lot Size | 0.202 acres (8,788 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,097 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 1G2104000401000000 |
| Primary APN | 1G2104000401000000 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,754 sqft Living Area |
| Gross Area | 3,417 sqft |
| 1st Floor Area | 1,320 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,788 sqft (0.202 acres) |
| Lot Dimensions | 135 ft deep x 65 ft wide |
| Garage Type | Attached |
| Garage Area | 495 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 296 sqft |
| Deck Area | 224 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Water Source | Commercial |
| Street Address | 982 OAK RDG |
|---|---|
| City | SCHERTZ |
| State | TX |
| Zip | 78154-1837 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MESA OAKS, BLOCK 4, LOT 10 |
| Legal Subdivision | MESA OAKS |
| Legal Tract | 10 |
| Legal Block | 4 |
| Legal Lot Number | 10 |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SCHERTZ-CIBOLO |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 210710 |
982 Oak Rdg is owned and occupied by an individual who acquired it in November 2025.
Source: Guadalupe County records, as of August 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 982 OAK RDG, SCHERTZ, TX 78154-1837 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 25, 2025 |
| Deed Sale | Nov 25, 2025 |
| Prior Sale | Nov 29, 2006 · Amount on File |
| Deed Document Number | 202529889 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 982 Oak Rdg was $3,097, down 11.4% from the year before.
Source: Guadalupe County assessment roll, as of August 12, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Guadalupe County |
| Municipality | Schertz City |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,097.00 (-11.36%) Homeowner's exemption | $201,179 Land $24,331 Building $176,848 | $201,179 Land $24,331 Building $176,848 |
| 2024 | $3,494.00 (+8.27%) | ||
| 2023 | $3,227.00 (-9.48%) Homeowner's exemption | $211,944 Land $35,604 Building $176,340 | $211,944 Land $35,604 Building $176,340 |
| 2022 | $3,565.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 982 Oak Rdg in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 982 Oak Rdg is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.3% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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