979 Oak Rdg, Schertz, TX 78154 Property Records

Guadalupe County property record for 979 Oak Rdg, Schertz, TX 78154

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,779 sqft · built 2007
Lot Size	0.275 acres (11,978 sqft)
Owner	2 Individual Names on File
Last Sale	$263,300 (Jan 2008)
Tax Bill	$5,387 (2025)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1G2106100300600000`

Property Details

APN / Parcel Number

Primary APN	`1G2106100300600000`
Alternative APNs	`000000131185` `000000104011` `131185`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,779 sqft Living Area
Gross Area	2,219 sqft
1st Floor Area	1,779 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	11,978 sqft (0.275 acres)
Lot Dimensions	200 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Glass Porch
Porch Area	200 sqft
Patio Area	144 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	979 OAK RDG
City	SCHERTZ
State	TX
Zip	78154-1837
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MESA OAKS 2 UNIT #1 BLOCK 3 LOT 6
Legal Subdivision	MESA OAKS 2 UNIT #1
Legal Tract	6
Legal Block	3
Legal Lot Number	6
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	1
Census Block	1013
Census Tract	210710

Owner

979 Oak Rdg is owned and occupied by two individuals who bought it in January 2008.

Source: Guadalupe County records, as of August 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	979 OAK RDG, SCHERTZ, TX 78154-1837
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2008 · Amount on File
Deed Sale	Jan 4, 2008 · Amount on File
Deed Document Number	2008258
Deed Book / Page	2572 / 954
Prior Transfer Date	Dec 19, 2007
Prior Transfer Doc	0000000258
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	979 OAK RDG, SCHERTZ, TX 78154-1837
Transaction Type	Mortgage
Record Updated	Nov 19, 2021
Title Company	PRESERVE TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0099038247
Date	Nov 4, 2021
Instrument	202199038247

Lender

Name	RANDOLPH BROOKS FCU
Type	Credit Union
Address	UNIVERSAL CITY, TX 78148

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	132 Months
Due	Nov 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 979 Oak Rdg was $5,387 with a homeowner's exemption, down 7.8% from the year before.

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Guadalupe County
Municipality	Schertz City
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$314,422 (-12.72%) Land $60,311 Building $254,111	$314,422 (-12.72%) Land $60,311 Building $254,111
2025	$5,387.00 (-7.82%) Homeowner's exemption	$360,230 Land $60,819 Building $299,411	$360,230 Land $60,819 Building $299,411
2024	$5,844.00 (+11.85%)
2023	$5,225.00 (-11.29%) Homeowner's exemption	$382,524 Land $85,719 Building $296,805	$382,524 Land $85,719 Building $296,805
2022	$5,890.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 979 Oak Rdg in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 979 Oak Rdg is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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