Guadalupe County property record for 995 Oak Rdg, Schertz, TX 78154
| Property Type | Single Family Home |
|---|---|
| Details | 3,087 sqft · built 2006 |
| Lot Size | 0.268 acres (11,671 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $8,061 (2023) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1G2104000300400000 |
| Primary APN | 1G2104000300400000 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,087 sqft Living Area |
| Gross Area | 4,218 sqft |
| 1st Floor Area | 1,556 sqft |
| 2nd Floor Area | 1,531 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,671 sqft (0.268 acres) |
| Lot Dimensions | 194 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 409 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 70 sqft |
| Patio Area | 184 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Water Source | Commercial |
| Street Address | 995 OAK RDG |
|---|---|
| City | SCHERTZ |
| State | TX |
| Zip | 78154-1837 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MESA OAKS BLOCK 3 LOT 4 |
| Legal Subdivision | MESA OAKS |
| Legal Tract | 4 |
| Legal Block | 3 |
| Legal Lot Number | 4 |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SCHERTZ-CIBOLO |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 210710 |
Source: Guadalupe County assessment roll, as of August 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1505 GREEN VALLEY RD, SCHERTZ, TX 78154-3709 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 5, 2013 |
| Deed Sale | Jun 5, 2013 |
| Prior Sale | Jun 5, 2012 · Amount on Record |
| Deed Document Number | 201311830 |
| Deed Book / Page | 4092 / 595 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 995 OAK RDG, SCHERTZ, TX 78154-1837 |
| Document Number | 0000028481 |
| Instrument Date | Oct 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 995 OAK RDG SCHERTZ TX 781541837, SCHERTZ, TX 78154-1837 |
| Document Number | 0000028481 |
|---|---|
| Date | Oct 12, 2020 |
| Instrument | 28481 |
| Name | NETWORK FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | HOUSTON, TX 77042 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Oct 11, 2035 |
Source: Guadalupe County assessment roll, as of August 12, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Guadalupe County |
| Municipality | Schertz City |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $408,018 (-5.8%) Land $48,231 Building $359,787 | $408,018 (-5.8%) Land $48,231 Building $359,787 | |
| 2025 | $433,150 (-6.14%) Land $55,960 Building $377,190 | $433,150 (-6.14%) Land $55,960 Building $377,190 | |
| 2023 | $8,061.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $461,470 Land $79,089 Building $382,381 | $461,470 Land $79,089 Building $382,381 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.3% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile USA.
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