983 Oak Rdg, Schertz, TX 78154 Property Records

Guadalupe County property record for 983 Oak Rdg, Schertz, TX 78154

Property Summary

Property Type	Single Family Home
Details	2,071 sqft · built 2006
Lot Size	0.273 acres (11,898 sqft)
Owner	2 Trust Names on File
Last Sale	$225,300 (Oct 2006)
Tax Bill	$5,784 (2024)
Deeds & Mortgages	Jan 2023 Transfer Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1G2104000300100000`

Property Details

APN / Parcel Number

Primary APN	`1G2104000300100000`
Alternative APNs	`000000121762` `000000095530` `000000280562` `121762`

Interior

Stories	1 Story
Building Area	2,071 sqft Living Area
Gross Area	2,691 sqft
1st Floor Area	2,071 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	11,898 sqft (0.273 acres)
Lot Dimensions	198 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Covered Porch
Porch Area	235 sqft
Patio Area	670 sqft
Storage Building	49 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	983 OAK RDG
City	SCHERTZ
State	TX
Zip	78154-1837
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MESA OAKS BLOCK 3 LOT 1
Legal Subdivision	MESA OAKS
Legal Tract	1
Legal Block	3
Legal Lot Number	1
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	1
Census Block	1013
Census Tract	210710

Owner

983 Oak Rdg is owner-occupied and held in a trust since January 2023.

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	983 OAK RDG, SCHERTZ, TX 78154-1837
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2023	Intrafamily Transfer, Transfer
Jun 14, 2018	Deed of Trust, Mortgage FEDERAL EMPS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2006 · Amount on File
Deed Sale	Oct 12, 2006 · Amount on File
Prior Sale	Mar 27, 2006
Deed Document Number	200621690
Deed Book / Page	2384 / 622
Last Transfer Date	Jan 11, 2023
Transfer Doc	0000000939
Record Updated	Sep 20, 2026

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GUADALUPE TX
Recording Date	Jan 12, 2023
Property Address	983 OAK RDG, SCHERTZ, TX 78154-1837
Document Number	0099000939
Map Reference	VOL 7 PG 79
Instrument Date	Jan 11, 2023
Instrument	202399000939
Transaction Type	Transfer
Record Updated	Jul 18, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	983 OAK RDG, SCHERTZ, TX 78154-1837

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	983 OAK RDG, SCHERTZ, TX 78154-1837
Document Number	0000013554
Instrument Date	Jun 14, 2018
Transaction Type	Mortgage
Record Updated	Nov 6, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	983 OAK SCHERTZ TX 78154, SCHERTZ, TX 78154

Mortgage

Document Number	0000013554
Date	Jun 20, 2018
Instrument	13554

Lender

Name	FEDERAL EMPS CU
Type	Credit Union
Address	UNIVERSAL, TX 78148

Agreement

Amount	Amount on Record
Term	84 Months
Due	Jun 19, 2025

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Guadalupe County
Municipality	Schertz City
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$351,075 (-12.59%) Land $48,869 Building $302,206	$351,075 (-12.59%) Land $48,869 Building $302,206
2025		$401,658 Land $56,848 Building $344,810	$401,658 Land $56,848 Building $344,810
2024	$5,784.00 (+8.48%)
2023	$5,332.00 (-10.75%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$387,000 (-3.46%) Land $80,181 Building $306,819	$387,000 (-3.46%) Land $80,181 Building $306,819
2022	$5,974.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$400,859 Land $63,935 Building $336,924	$400,859 Land $63,935 Building $336,924

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 983 Oak Rdg in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 983 Oak Rdg is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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