986 Carnes Rd, Wiggins, MS 39577 Property Records

Forrest County property record for 986 Carnes Rd, Wiggins, MS 39577

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,771 sqft · built 1996
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on Record
Tax Bill	$496 (2025)
Deeds & Mortgages	Mar 2017 Mortgage Feb 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1-102-11-022.06`

Property Details

APN / Parcel Number

Primary APN	`1-102-11-022.06`
Alternative APNs	`121-0000-011-001.02` `045825` `45825`

Interior

Full Baths	3 Baths
Building Area	1,771 sqft Living Area
1st Floor Area	1,771 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Exterior Material	Shingles
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Metal
Lot Area	130,680 sqft (3 acres)
Utility Building	486 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	45825
Street Address	986 CARNES RD
City	WIGGINS
State	MS
Zip	39577-8919
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT THE SE/COR OF SE1/4 OF NE1/4 NORTH 443.96 NORTH 59DEG W 172.94 NORTH 70DEG W 204.89 NORTH 59DEG W 226.37 NORTH 53DEG W
Legal Range	13W
Legal Township	01S
Legal Section	11
Jurisdiction	FORREST MS
Township / Civil Division	5
Census Block Group	2
Census Block	2144
Census Tract	10602

Owner

Source: Forrest County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	986 CARNES RD, WIGGINS, MS 39577-8919
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2017	Deed of Trust, Mortgage COMMUNITY BANK
Feb 28, 2019	Deed of Trust, Mortgage · FHA Mortgage HANCOCK BANK
Apr 14, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2020
Deed Sale	Apr 14, 2020
Deed Document Number	0013350587
Deed Book / Page	1335 / 0587
Record Updated	Jun 8, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORREST MS
Property Address	986 CARNES RD, WIGGINS, MS 39577-8919
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2111/246
Date	Mar 8, 2017
Book Page	2111/246
Instrument	759502

Lender

Name	COMMUNITY BANK
Type	Bank
Address	FLOWOOD, MS 39232

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORREST MS
Property Address	986 CARNES RD, WIGGINS, MS 39577-8919
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2218/346
Date	Feb 28, 2019
Book Page	2218/346
Instrument	787301

Lender

Name	HANCOCK BANK
Type	Bank
Address	MONTGOMERY, AL 36121

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Feb 15, 2044

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORREST MS
Recording Date	Apr 14, 2020
Property Address	986 CARNES RD, WIGGINS, MS 39577-8919
Document Number	1335/587
Book / Page	1335 / 587
Instrument Date	Apr 10, 2020
Instrument	803576
Transaction Type	Transfer
Record Updated	Nov 4, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	50 TULLOS RD, 50, HATTIESBURG, MS 39401-9218

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1519 N CHAMBERLAIN BLVD, NORTH PORT, FL 34286-6808

Tax Assessment & Valuation

Source: Forrest County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Forrest County
Unified School District	Forrest County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$496.00 (+1.02%) Homeowner's exemption Senior Citizen's exemption	$12,495 (-89.18%)	$124,950 (+8.15%) Land $12,380 Building $112,570
2023	$491.00 Homeowner's exemption Senior Citizen's exemption	$115,530 (+9%)	$115,530 (-) Land $12,270 Building $103,260
2022		$11,553	$115,530 Land $12,270 Building $103,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (2012–2026)
Most Recent Claim	Jun 2026 · Tropical Storm Arthur
Claims by Event	Hurricane Isaac, Aug 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 96% of Mississippi
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
PearlComm Fiber Fiber	1,000 / 1,000
C Spire Wireless Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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