Forrest County property record for 975 Carnes Rd, Wiggins, MS 39577 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,425 sqft · built 1979 |
| Lot Size | 4.29 acres (186,872 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $90,559 (Apr 2026) |
| Tax Bill | $448 (2025) |
| Deeds & Mortgages | Apr 2009 Mortgage Jun 2013 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-102-11-002.00 |
| Primary APN | 1-102-11-002.00 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,425 sqft Living Area |
|---|---|
| 1st Floor Area | 1,425 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Plywood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Shingles |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 186,872 sqft (4.29 acres) |
| Account Number | 4225 |
|---|---|
| Street Address | 975 CARNES RD |
| City | WIGGINS |
| State | MS |
| Zip | 39577-8936 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG 210FT W 420FT SELY OF NW COR SE1/4 NE1/4 SE45 S350 NELY ALG RD 430 NWLY 45 N390 M/L W160 TO POB 4/89 615/410 POB10/87 B85 |
| Legal Range | 13W |
| Legal Township | 01S |
| Legal Section | 11 |
| Legal Block | 11 |
| Jurisdiction | FORREST MS |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2127 |
| Census Tract | 10602 |
Source: Forrest County records · APN 1-102-11-002.00
Assessment roll updated March 9, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 975 CARNES RD, WIGGINS, MS 39577-8936 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 17, 2009 | Deed of Trust, Mortgage THE CITIZENS NATIONAL BANK OF MERIDIAN |
| Jun 03, 2013 | Deed of Trust, Mortgage CHEVERON FEDERAL CREDIT UNION |
| Aug 08, 2016 | Deed of Trust, Mortgage TRUSTMARK NATIONAL BANK |
| Apr 10, 2026 | Warranty Deed, Transfer · Line of Credit BANK OF WIGGINS |
| Apr 10, 2026 | Warranty Deed, Transfer · Line of Credit BANK OF WIGGINS |
| Aug 08, 2016 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 10, 2026 · Amount on Record |
| Deed Sale | Apr 10, 2026 · Amount on Record |
| Prior Sale | Aug 08, 2016 · Amount on Record |
| Deed Document Number | 2026888618 |
| Deed Book / Page | 1497 / 727 |
| Transfer Doc | 1221000473 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORREST MS |
| Property Address | 975 CARNES RD, WIGGINS, MS 39577-8936 |
| Transaction Type | Mortgage |
| Record Updated | Jun 04, 2026 |
| Name | Verified Name |
|---|
| Document Number | 01690/0065 |
|---|---|
| Date | Apr 17, 2009 |
| Book Page | 1690/0065 |
| Name | THE CITIZENS NATIONAL BANK OF MERIDIAN |
|---|---|
| Address | 4900 POPLAR SPRINGS DR STE 11, MERIDIAN, MS 39305 |
| Amount | Amount Recorded |
|---|---|
| Term | 181 Months |
| Due | May 01, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORREST MS |
| Property Address | 975 CARNES RD, WIGGINS, MS 39577-8936 |
| Transaction Type | Mortgage |
| Record Updated | Jun 04, 2026 |
| Name | Verified Name |
|---|---|
| Address | 975 CARNES RD, WIGGINS, MS 39577-8936 |
| Document Number | 01903/0275 |
|---|---|
| Date | Jun 03, 2013 |
| Book Page | 1903/0275 |
| Name | CHEVERON FEDERAL CREDIT UNION |
|---|---|
| Address | 500 12TH ST STE 200, OAKLAND, CA 94607 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORREST MS |
| Property Address | 975 CARNES RD, WIGGINS, MS 39577-8936 |
| Transaction Type | Mortgage |
| Record Updated | Jun 04, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002079/393 |
|---|---|
| Date | Aug 08, 2016 |
| Book Page | 2079/393 |
| Instrument | 751037 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | PEARL, MS 39208 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Sep 01, 2046 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FORREST MS |
| Recording Date | Apr 10, 2026 |
| Property Address | 975 CARNES RD, WIGGINS, MS 39577-8936 |
| Document Number | 0000888618 |
| Book / Page | 1497 / 727 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 2026.888618 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2026 |
| Title Company | PINE BELT LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 975 CARNES RD, WIGGINS, MS 39577-8936 |
| Document Number | 0000888619, |
|---|---|
| Date | Apr 10, 2026 |
| Instrument | 2026.888619 |
| Name | BANK OF WIGGINS |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 15, 2041 |
| Rate | 5.44% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FORREST MS |
| Recording Date | Apr 10, 2026 |
| Property Address | 975 CARNES RD, WIGGINS, MS 39577-8936 |
| Document Number | 001497/727 |
| Book / Page | 1497 / 727 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 2026888618 |
| Transaction Type | Transfer |
| Record Updated | Jul 02, 2026 |
| Title Company | PINE BELT LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 975 CARNES RD, WIGGINS, MS 39577-8936 |
| Document Number | 0000888619, |
|---|---|
| Date | Apr 10, 2026 |
| Instrument | 2026888619 |
| Name | BANK OF WIGGINS |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 15, 2041 |
| Rate | 5.44% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FORREST MS |
| Recording Date | Aug 08, 2016 |
| Property Address | 975 CARNES RD, WIGGINS, MS 39577-8936 |
| Document Number | 001234/571 |
| Book / Page | 1234 / 571 |
| Instrument Date | Aug 05, 2016 |
| Instrument | 751036 |
| Transaction Type | Transfer |
| Record Updated | Jun 03, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 975 CARNES RD, WIGGINS, MS 39577-8936 |
| Name | Verified Name |
|---|---|
| Address | 975 CARNES RD, WIGGINS, MS 39577-8936 |
Source: Forrest County records · Assessment roll updated March 9, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Forrest County |
| Unified School District | Forrest County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $448.00 (+8.21%) Homeowner's exemption | $5,477 (-89.07%) | $53,900 (+7.54%) Land $9,880 Building $44,020 |
| 2023 | $414.00 Homeowner's exemption | $50,120 (+882.17%) | $50,120 (-0.04%) Land $9,910 Building $40,210 |
| 2022 | $5,103 | $50,140 Land $9,930 Building $40,210 |
Source: FEMA National Flood Hazard Layer, Forrest County (28035C), updated November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280350106022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 6 individual NFIP policies nearby |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 6 in force 4 of 6 on primary residences |
| Nearby Flood Claims | 6 (2012–2026) |
| Most Recent Claim | Jun 2026, river or lake flooding, Tropical Storm Arthur |
| Flood Events |
|
| Wildfire Risk | High above 79% of the US · above 95% of Mississippi |
|---|---|
| Wildfire Likelihood | About 1 in 147 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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