Lake County property record for 9850 Chillicothe Rd, Willoughby, OH 44094
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,259 sqft · built 1964 |
| Lot Size | 1.25 acres (54,450 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $8,410 (2023) |
| Deeds & Mortgages | Feb 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-A-011-0-00-026-0 |
| Primary APN | 20-A-011-0-00-026-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,259 sqft Living Area |
| 1st Floor Area | 1,434 sqft |
| Family Room | Family Room |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 54,450 sqft (1.25 acres) |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 160 sqft |
| Deck Area | 220 sqft |
| Patio Area | 60 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Canopy | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | C 5 |
|---|---|
| Street Address | 9850 CHILLICOTHE RD |
| City | WILLOUGHBY |
| State | OH |
| Zip | 44094-9712 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | LOT 4 TRACT 2 |
| Legal Subdivision | WILLOUGHBY HIGHLAND 13 |
| Legal Tract | 2 |
| Legal Lot Number | 4 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | KIRTLAND |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 206400 |
9850 Chillicothe Rd is owned and occupied by two individuals who acquired it in February 1997.
Source: Lake County records, as of April 25, 2024
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9850 CHILLICOTHE RD, WILLOUGHBY, OH 44094-9712 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 4, 1997 |
| Deed Sale | Feb 4, 1997 |
| Deed Document Number | E362 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 9850 CHILLICOTHE RD, WILLOUGHBY, OH 44094-9712 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 9850 CHILLICOTHE RD, KIRTLAND, OH 44094-9712 |
| Document Number | 0000002900 |
|---|---|
| Date | Feb 13, 2026 |
| Instrument | 2026R002900 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Feb 13, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lake County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Kirtland City |
| Unified School District | Kirtland Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $8,410.00 (+96.22%) Homeowner's exemption | $80,310 (-) Land $26,330 Building $53,980 | |
| 2022 | $4,286.00 | $80,310 Land $26,330 Building $53,980 | |
| 2021 | $229,460 Land $75,220 Building $154,240 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9850 Chillicothe Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 9850 Chillicothe Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA OHIO - MENTOR private · serves 74,500 people · EPA ID OH4301511 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: T-Mobile, Verizon.
5G (outdoors only) and 4G LTE
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