9797 Chillicothe Rd, Willoughby, OH 44094 Property Records

Lake County property record for 9797 Chillicothe Rd, Willoughby, OH 44094

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,399 sqft · built 1956
Lot Size	4.84 acres (210,830 sqft)
Owner	2 Company Names on Record
Last Sale	$21,400 (Nov 1989)
Tax Bill	$3,050 (2025)
Deeds & Mortgages	Sep 2023 Transfer May 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20-A-014-G-00-001-0`

Property Details

APN / Parcel Number

Primary APN	`20-A-014-G-00-001-0`
Alternative APN	`B 16`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,399 sqft Living Area
Gross Area	3,326 sqft
1st Floor Area	1,332 sqft
Basement Area	927 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1996
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	210,830 sqft (4.84 acres)
View / Lot	Alley/Corner
Garage Type	Detached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	717 sqft
Deck Area	117 sqft
Patio Area	543 sqft
Canopy	117 sqft
Poultry House	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	9797 CHILLICOTHE RD
City	WILLOUGHBY
State	OH
Zip	44094-9343
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B-2
Legal Description	LOT 13 & 14 TRACT 2
Legal Subdivision	KIRTLAND TOWNSHIP 02
Legal Tract	2
Legal Block	3
Legal Lot Number	13,14
Jurisdiction	LAKE OH
Township / Civil Division	KIRTLAND
Census Block Group	3
Census Block	3020
Census Tract	203700

Owner

Source: Lake County records, as of December 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	9797 CHILLICOTHE RD, KIRTLAND, OH 44094-9343
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2023	Intrafamily Transfer, Transfer
May 17, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
May 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Oct 8, 2020	Deed of Trust, Mortgage · Conventional with PMI NEWREZ LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 29, 1989 · Amount on Record
Deed Sale	Nov 29, 1989 · Amount on Record
Last Transfer Date	Sep 18, 2023
Transfer Doc	0000019050
Record Updated	Sep 20, 2026

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE OH
Recording Date	Sep 22, 2023
Property Address	9797 CHILLICOTHE RD, WILLOUGHBY, OH 44094-9343
Document Number	0000019050
Instrument Date	Sep 18, 2023
Instrument	2023R019050
Transaction Type	Transfer
Record Updated	Oct 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9797 CHILLICOTHE RD, KIRTLAND, OH 44094-9343

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	9797 CHILLICOTHE RD, WILLOUGHBY, OH 44094-9343
Transaction Type	Mortgage
Record Updated	Jun 9, 2021
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016585
Date	May 17, 2021
Instrument	2021R016585

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Apr 28, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	9797 CHILLICOTHE RD, WILLOUGHBY, OH 44094-9343
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010889
Date	May 1, 2020
Instrument	2020R010889

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2035

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	9797 CHILLICOTHE RD, WILLOUGHBY, OH 44094-9343
Document Number	0000029979
Instrument Date	Oct 8, 2020
Transaction Type	Mortgage
Record Updated	Oct 30, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9797 CHILLICOTHE RD WILLOUGHBY OH 440949343, WILLOUGHBY, OH 44094-9343

Mortgage

Document Number	0000029979
Date	Oct 14, 2020
Instrument	29979

Lender

Name	NEWREZ LLC
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Oct 13, 2035

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Kirtland City
Unified School District	Kirtland Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,050.00 (-68.22%)	$132,900 (+45.01%) Land $53,750 Building $79,150	$379,720 (+45.03%) Land $153,580 Building $226,140
2023	$9,597.00 (+100.65%) Homeowner's exemption	$91,650 (-) Land $36,100 Building $55,550
2022	$4,783.00 Homeowner's exemption	$91,650 Land $36,100 Building $55,550
2021			$261,830 Land $103,130 Building $158,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1989)
Most Recent Claim	May 1989 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - MENTOR private · serves 74,500 people · EPA ID OH4301511
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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