9774 Chillicothe Rd, Willoughby, OH 44094 Property Records

Lake County property record for 9774 Chillicothe Rd, Willoughby, OH 44094

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,196 sqft · built 1871
Lot Size	0.8 acres (34,848 sqft)
Owner	Individual Name on File
Tax Bill	$6,460 (2023)
Deeds & Mortgages	Oct 2026 Mortgage Feb 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`20-A-010-B-00-013-0`

Property Details

APN / Parcel Number

Primary APN	`20-A-010-B-00-013-0`
Alternative APN	`C 27`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,196 sqft Living Area
1st Floor Area	768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1871
Effective Year Built	Effective 1980
Architectural Style	Old Style
Exterior Material	Asbestos
Roof Type	Gable
Roof Material	Asphalt
Lot Area	34,848 sqft (0.8 acres)
Garage Type	Detached
Garage Area	442 sqft
Porch	Open Frame Porch
Porch Area	104 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	9774 CHILLICOTHE RD
City	WILLOUGHBY
State	OH
Zip	44094-9343
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT 3 TRACT 2
Legal Subdivision	KIRTLAND TOWNSHIP 02
Legal Tract	2
Legal Block	1
Legal Lot Number	3
Jurisdiction	LAKE OH
Township / Civil Division	KIRTLAND
Census Block Group	1
Census Block	1008
Census Tract	203700

Owner

Source: Lake County records, as of October 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	9774 CHILLICOTHE RD, WILLOUGHBY, OH 44094-9343
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage DOLLAR BANK FSB
Feb 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Apr 9, 2021	Transfer on Death Deed, Transfer STATE TITLE COMPANY, STATE TITLE CO
Dec 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Nov 15, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Apr 14, 2017	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 1982
Deed Sale	Sep 8, 1982
Last Transfer Date	Apr 6, 2021
Transfer Doc	0000011974
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Recording Date	Oct 1, 2026
Property Address	9774 CHILLICOTHE RD, WILLOUGHBY, OH 44094-9343
Document Number	0000022500
Instrument Date	Sep 15, 2026
Instrument	202622500
Transaction Type	Mortgage
Record Updated	Oct 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9774 CHILLICOTHE RD, WILLOUGHBY, OH 44094-9343

Mortgage

Document Number	0000022500,
Date	Oct 1, 2026
Instrument	202622500

Lender

Name	DOLLAR BANK FSB

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	9774 CHILLICOTHE RD, WILLOUGHBY, OH 44094-9343
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004593
Date	Feb 11, 2022
Instrument	2022R004593

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2037

April 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LAKE OH
Recording Date	Apr 9, 2021
Property Address	9774 CHILLICOTHE RD, WILLOUGHBY, OH 44094-9343
Document Number	0000011974
Instrument Date	Apr 6, 2021
Instrument	2021R011974
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	STATE TITLE COMPANY, STATE TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9774 CHILLICOTHE RD, WILLOUGHBY, OH 44094-9343

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	9774 CHILLICOTHE RD, WILLOUGHBY, OH 44094-9343
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032759
Date	Dec 1, 2017
Instrument	2017R032759

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 1, 2037

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	9774 CHILLICOTHE RD, WILLOUGHBY, OH 44094-9343
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029144
Date	Nov 15, 2018
Instrument	2018R029144

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 15, 2038

April 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	LAKE OH
Recording Date	Apr 14, 2017
Property Address	9774 CHILLICOTHE RD, WILLOUGHBY, OH 44094-9343
Document Number	0000009486
Instrument Date	Apr 11, 2017
Instrument	9486
Transaction Type	Transfer
Record Updated	Apr 21, 2017

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9774 CHILLICOTHE RD KIRTLAND OH 440949343, KIRTLAND, OH 44094-9343

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Kirtland City
Unified School District	Kirtland Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$80,740 (+30.88%) Land $37,430 Building $43,310	$230,660 (+30.87%) Land $106,930 Building $123,730
2023	$6,460.00 (+196.88%) Homeowner's exemption	$61,690 (+48.72%) Land $24,260 Building $37,430
2022	$2,176.00 Homeowner's exemption	$41,480 Land $21,660 Building $19,820
2021			$176,250 Land $69,310 Building $106,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - MENTOR private · serves 74,500 people · EPA ID OH4301511
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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