9865 Chillicothe Rd, Willoughby, OH 44094 Property Records

Lake County property record for 9865 Chillicothe Rd, Willoughby, OH 44094

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,116 sqft · built 1953
Lot Size	1.28 acres (56,105 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Feb 2024)
Tax Bill	$5,606 (2023)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Feb 2023 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`20-A-011-A-00-006-0`

Property Details

APN / Parcel Number

Primary APN	`20-A-011-A-00-006-0`
Alternative APN	`D 65`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,116 sqft Living Area
1st Floor Area	1,116 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	56,105 sqft (1.28 acres)
Lot Depth	120 ft Depth
Garage Type	Detached
Garage Area	374 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	176 sqft
Shed	1 Shed
Shed Area	80 sqft
Canopy	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	9865 CHILLICOTHE RD
City	WILLOUGHBY
State	OH
Zip	44094-9711
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT 14 TRACT 2
Legal Subdivision	TRAVER FARM
Legal Tract	2
Legal Block	1
Legal Lot Number	14
Jurisdiction	LAKE OH
Township / Civil Division	KIRTLAND
Census Block Group	1
Census Block	1008
Census Tract	206400

Owner

Source: Lake County records, as of October 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	9865 CHILLICOTHE RD, WILLOUGHBY, OH 44094-9711
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2024	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Feb 10, 2023	Warranty Deed, Construction Loan · Construction Mortgage KIAVI FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 2024 · Amount on File
Deed Sale	Feb 20, 2024 · Amount on File
Prior Sale	Feb 10, 2023 · Amount on File
Deed Document Number	20243072
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Feb 20, 2024
Property Address	9865 CHILLICOTHE RD, WILLOUGHBY, OH 44094-9711
Document Number	0000003072
Instrument Date	Feb 16, 2024
Instrument	2024R003072
Transaction Type	Transfer
Record Updated	Feb 29, 2024
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9865 CHILLICOTHE RD, KIRTLAND, OH 44094-9711

Mortgage

Document Number	0000003073
Date	Feb 20, 2024
Instrument	2024R003073

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

February 2023: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Feb 10, 2023
Property Address	9865 CHILLICOTHE RD, WILLOUGHBY, OH 44094-9711
Document Number	0000002391
Instrument Date	Feb 6, 2023
Instrument	2023R002391
Transaction Type	Construction Loan
Record Updated	Feb 21, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 ADMIRAL DR, EASTLAKE, OH 44095-1728

Mortgage

Document Number	0000002392
Date	Feb 10, 2023
Instrument	2023R002392

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Kirtland City
Unified School District	Kirtland Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$73,850 (+37.93%) Land $40,840 Building $33,010	$210,980 (+37.94%) Land $116,680 Building $94,300
2023	$5,606.00 (+95.26%) Homeowner's exemption	$53,540 (-) Land $26,470 Building $27,070
2022	$2,871.00	$53,540 Land $26,470 Building $27,070
2021			$152,950 Land $75,620 Building $77,330

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1978–2006)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2006 · Severe Storms, Straight Line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - MENTOR private · serves 74,500 people · EPA ID OH4301511
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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