9866 Chillicothe Rd, Willoughby, OH 44094 Property Records

Lake County property record for 9866 Chillicothe Rd, Willoughby, OH 44094

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,927 sqft · built 1992
Lot Size	1.66 acres (72,310 sqft)
Owner	Individual Name on File
Last Sale	$279,900 (Aug 2015)
Tax Bill	$12,735 (2023)
Deeds & Mortgages	Dec 2023 Mortgage Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-A-011-0-00-048-0`

Property Details

APN / Parcel Number

Primary APN	`20-A-011-0-00-048-0`
Alternative APN	`C 4`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,927 sqft Living Area
Gross Area	3,831 sqft
1st Floor Area	944 sqft
Attic	Attic
Attic Area	152 sqft
Basement Area	752 sqft
Unfinished Basement	752 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Lot Area	72,310 sqft (1.66 acres)
Garage Area	876 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	56 sqft
Deck Area	556 sqft
Patio Area	556 sqft
Shed	1 Shed
Shed Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	C 4
Street Address	9866 CHILLICOTHE RD
City	WILLOUGHBY
State	OH
Zip	44094-9712
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT 4 TRACT 2
Legal Subdivision	BLOCK
Legal Tract	2
Legal Block	4
Legal Lot Number	4
Jurisdiction	LAKE OH
Township / Civil Division	KIRTLAND
Census Block Group	3
Census Block	3024
Census Tract	206400

Owner

9866 Chillicothe Rd is owned and occupied by an individual who bought it in August 2015.

Source: Lake County records, as of April 25, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	9866 CHILLICOTHE RD, WILLOUGHBY, OH 44094-9712
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2023	Deed of Trust, Mortgage DOLLAR BANK FSB
Jan 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2015 · Amount on File
Deed Sale	Aug 14, 2015 · Amount on File
Deed Document Number	2824
Record Updated	Jun 7, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	9866 CHILLICOTHE RD, WILLOUGHBY, OH 44094-9712
Transaction Type	Mortgage
Record Updated	Dec 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9866 CHILLICOTHE RD, KIRTLAND, OH 44094-9712

Mortgage

Document Number	0000024789
Date	Dec 12, 2023
Instrument	2023R024789

Lender

Name	DOLLAR BANK FSB
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Amount	Amount on Record

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	9866 CHILLICOTHE RD, WILLOUGHBY, OH 44094-9712
Transaction Type	Mortgage
Record Updated	Jul 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000553
Date	Jan 7, 2021
Instrument	2021R000553

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	299 Months
Due	Dec 1, 2045

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Kirtland City
Unified School District	Kirtland Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$12,735.00 (+102.11%) Homeowner's exemption	$121,610 (-) Land $26,820 Building $94,790
2022	$6,301.00 Homeowner's exemption	$121,610 Land $26,820 Building $94,790
2021			$347,450 Land $76,630 Building $270,820

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9866 Chillicothe Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 14, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 9866 Chillicothe Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - MENTOR private · serves 74,500 people · EPA ID OH4301511
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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