San Diego County property record for 976 Wind Cave Pl, Chula Vista, CA 91914
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,335 sqft · built 2004 |
| Lot Size | 0.134 acres (5,828 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $560,000 (Jan 2015) |
| Tax Bill | $8,529 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 595-760-13-00 |
| Primary APN | 595-760-13-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,335 sqft Living Area |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Lot Area | 5,828 sqft (0.134 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 976 WIND CAVE PL |
|---|---|
| City | CHULA VISTA |
| State | CA |
| Zip | 91914-3613 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PC5RP1 |
| Legal Description | LOT 63 TR 014372 |
| Legal Subdivision | CHULA VISTA TERRACE |
| Legal Tract | 014372 |
| Legal Block | 3 |
| Legal Lot Number | 63 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 13424 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 976 WIND CAVE PL, CHULA VISTA, CA 91914-3613 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 12, 2015 · Amount on Record |
| Deed Sale | Jan 12, 2015 · Amount on Record |
| Prior Sale | May 16, 2003 · Amount on Record |
| Deed Document Number | 201512525 |
| Prior Transfer Date | Apr 30, 2005 |
| Prior Transfer Doc | 0000386533 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 976 WIND CAVE PL, CHULA VISTA, CA 91914-3613 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | STEWART TITLE OF CA INC |
| Name | Verified Name |
|---|---|
| Address | 976 WIND CAVE PL, CHULA VISTA, CA 91914-3613 |
| Document Number | 0000586998 |
|---|---|
| Date | Sep 30, 2020 |
| Instrument | 2020-0586998 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CORTE MADERA, CA 94925 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Chula Vista City |
| Elementary School District | Chula Vista Elementary School District (KG - 06) |
| Secondary School District | Sweetwater Union High School District (07 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $686,486 (+2%) Land $262,655 Building $423,831 | |
| 2025 | $8,529.00 (+1.55%) | $673,026 (+4.04%) Land $257,505 Building $415,521 |
| 2023 | $8,399.00 (+2.29%) | $646,893 Land $247,506 Building $399,387 |
| 2022 | $8,211.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Barona North tribal government · serves 1,171 people · EPA ID 090600118 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Also Mapped Here | OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Copper | 2.34 mg/L (2020–2022) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wyyerd Connect Fiber | 8,000 / 8,000 |
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: San Diego Broadband.
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