975 Oak Rdg, Schertz, TX 78154 Property Records

Guadalupe County property record for 975 Oak Rdg, Schertz, TX 78154

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,508 sqft · built 2007
Lot Size	0.275 acres (11,996 sqft)
Owner	2 Company Names on Record
Last Sale	$150,000 (Jun 2018)
Tax Bill	$3,658 (2025)
Deeds & Mortgages	Jan 2026 Transfer Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1G2106100300700000`

Property Details

APN / Parcel Number

Primary APN	`1G2106100300700000`
Alternative APNs	`000000131186` `000000222069` `131186`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,508 sqft Living Area
Gross Area	3,019 sqft
1st Floor Area	2,153 sqft
2nd Floor Area	355 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	11,996 sqft (0.275 acres)
Lot Dimensions	196 ft deep x 61 ft wide
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	1 sqft
Porch	Covered Porch
Porch Area	160 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	975 OAK RDG
City	SCHERTZ
State	TX
Zip	78154-1837
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MESA OAKS 2 UNIT #1 BLOCK 3 LOT 7
Legal Subdivision	MESA OAKS 2 UNIT #1
Legal Tract	7
Legal Block	3
Legal Lot Number	7
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	1
Census Block	1013
Census Tract	210710

Owner

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	975 OAK RDG, SCHERTZ, TX 78154-1837
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2026	Intrafamily Transfer, Transfer
Apr 21, 2020	Deed of Trust, Mortgage SWBC MTG
Jun 12, 2018	Vendor's Lien, Transfer · Conventional Mortgage SWBC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2018 · Amount on Record
Deed Sale	Jun 12, 2018 · Amount on Record
Prior Sale	Dec 6, 2007 · Amount on Record
Deed Document Number	201812801
Prior Transfer Date	Jun 11, 2018
Prior Transfer Doc	0000012801
Record Updated	Sep 20, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GUADALUPE TX
Recording Date	Jan 6, 2026
Property Address	975 OAK RDG, SCHERTZ, TX 78154-1837
Document Number	0099000382
Map Reference	VOL 7 PG 345
Instrument Date	Jan 6, 2026
Instrument	202699000382
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	975 OAK RDG, SCHERTZ, TX 78154-1837

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	975 OAK RDG, SCHERTZ, TX 78154-1837

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	975 OAK RDG, SCHERTZ, TX 78154-1837
Document Number	0000009877
Instrument Date	Apr 21, 2020
Transaction Type	Mortgage
Record Updated	Jun 22, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	975 OAK RDG SCHERTZ TX 781541837, SCHERTZ, TX 78154-1837

Mortgage

Document Number	0000009877
Date	Apr 27, 2020
Instrument	9877

Lender

Name	SWBC MTG
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Apr 26, 2040

June 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GUADALUPE TX
Recording Date	Jun 12, 2018
Property Address	975 OAK RDG, SCHERTZ, TX 78154-1837
Document Number	0000012801
Instrument Date	Jun 11, 2018
Instrument	201800012801
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	INDEPENDENCE TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	975 OAK RDG, SCHERTZ, TX 78154-1837

Mortgage

Document Number	0000012802
Date	Jun 12, 2018
Instrument	201800012802

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Guadalupe County
Municipality	Schertz City
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$410,093 (-8.22%) Land $60,370 Building $349,723	$410,093 (-8.22%) Land $60,370 Building $349,723
2025	$3,658.00 (-20.94%) Homeowner's exemption Senior Citizen's exemption	$446,819 (-0.05%) Land $60,891 Building $385,928	$446,819 (-0.05%) Land $60,891 Building $385,928
2024	$4,627.00 (-0.13%)
2023	$4,633.00 (-26.7%) Homeowner's exemption Senior Citizen's exemption	$447,049 Land $85,806 Building $361,243	$447,049 Land $85,806 Building $361,243
2022	$6,321.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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