983 Grayson Ln, Charlottesville, VA 22903 Property Records

Albemarle County property record for 983 Grayson Ln, Charlottesville, VA 22903

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 2,556 sqft · built 1992
Lot Size	0.339 acres (14,767 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (May 2014)
Tax Bill	$6,387 (2026)
Deeds & Mortgages	Apr 2020 Mortgage Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`076R0-02-00-00100`

Property Details

APN / Parcel Number

Primary APN	`076R0-02-00-00100`
Alternative APN	`31945`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,556 sqft Finished Area
Basement Area	976 sqft
Finished Basement	723 sqft
Unfinished Basement	253 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	14,767 sqft (0.339 acres)
View / Lot	Proximity to Airport
Garage Area	644 sqft

Exterior Amenities

Porch	Slab
Porch Area	614 sqft
Deck Area	252 sqft
Patio Area	234 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	983 GRAYSON LN
City	CHARLOTTESVILLE
State	VA
Zip	22903-9774
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PLANNED RE
Legal Description	REDFIELDS 1 PH-1B
Legal Subdivision	REDFIELDS
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SAMUEL MILLER
Census Block Group	3
Census Block	3014
Census Tract	11202

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	983 GRAYSON LN, CHARLOTTESVILLE, VA 22903-9774
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2020	Deed of Trust, Mortgage · VA Mortgage USAA
Apr 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2014 · Amount on Record
Deed Sale	May 23, 2014 · Amount on Record
Deed Document Number	20144697
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	983 GRAYSON LN, CHARLOTTESVILLE, VA 22903-9774
Document Number	0000004993
Instrument Date	Apr 15, 2020
Transaction Type	Mortgage
Record Updated	May 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	83 GRAYSON LN CHARLOTTESVILLE VA 22903, CHARLOTTESVILLE, VA 22903

Mortgage

Document Number	0000004993
Date	May 4, 2020
Book Page	005310/000319
Instrument	4993

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 3, 2050

Interest

Rate	3.5%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	983 GRAYSON LN, CHARLOTTESVILLE, VA 22903-9774
Document Number	0000004324
Instrument Date	Apr 8, 2019
Transaction Type	Mortgage
Record Updated	Jun 6, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	983 GRAYSON LN CHARLOTTESVILLE VA 229039774, CHARLOTTESVILLE, VA 22903-9774

Mortgage

Document Number	0000004324
Date	May 8, 2019
Book Page	005163/000561
Instrument	4324

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	May 7, 2024

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,387.00 (+10.94%)	$714,400 (+23.02%) Land $190,000 Building $524,400	$714,400 (+23.02%) Land $190,000 Building $524,400
2025	$5,757.00 (+16.09%)
2023	$4,959.00	$580,700 Land $162,500 Building $418,200	$580,700 Land $162,500 Building $418,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Ting Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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