962 Grayson Ln, Charlottesville, VA 22903 Property Records

Albemarle County property record for 962 Grayson Ln, Charlottesville, VA 22903 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2.5 Baths
Year Built	Built 1998
Square Footage	2,156 sqft Finished Area
Lot Size	12,458 sqft (0.286 acres)
Occupancy	Owner Occupied
Tax Bill	$4,782.00 (2026)

Owner

Source: Albemarle County records · APN 076R0-02-00-01200

Assessment roll updated June 15, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	962 GRAYSON LN, CHARLOTTESVILLE, VA 22903-9774
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	962 GRAYSON LN, CHARLOTTESVILLE, VA 22903-9774
Transaction Type	Mortgage
Record Updated	Jan 01, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202500011449
Date	Dec 04, 2025
Instrument	202500011449

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	357 Months
Due	Sep 25, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,782.00 (+12.52%)	$534,900 (+12.52%) Land $190,000 Building $344,900	$534,900 (+12.52%) Land $190,000 Building $344,900
2025	$4,250.00 (+15.36%)	$475,400 (+10.2%) Land $170,000 Building $305,400	$475,400 (+10.2%) Land $170,000 Building $305,400
2023	$3,684.00	$431,400 Land $162,500 Building $268,900	$431,400 Land $162,500 Building $268,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albemarle County (51003C), updated February 3, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · 29th in Virginia
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`076R0-02-00-01200`
Alternative APN	`31956`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	8 Rooms
Building Area	2,156 sqft Finished Area
Family Room	Family Room
Stories	2 Stories
Primary Flooring	Wood Flooring
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Wood Construction
Roof Material	Composition Shingle Roof
Lot Area	12,458 sqft (0.286 acres)

Exterior Amenities

Deck Area	186 sqft Deck
Patio Area	186 sqft Patio
Porch Area	48 sqft Porch
View	Proximity to Airport View

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Heat Pump Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Street Address	962 GRAYSON LN
City	CHARLOTTESVILLE
State	VA
Zip	22903-9774
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	REDFIELDS 12 PH-1B
Legal Subdivision	REDFIELDS
Jurisdiction	ALBEMARLE VA
Minor Civil Division	SAMUEL MILLER
Census Blockgroup	3
Census Block	3014
Census Tract	11202