959 Grayson Ln, Charlottesville, VA 22903 Property Records

Albemarle County property record for 959 Grayson Ln, Charlottesville, VA 22903

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,878 sqft · built 1992
Lot Size	0.335 acres (14,593 sqft)
Owner	Individual Name on Record
Last Sale	$639,000 (Mar 2026)
Tax Bill	$5,517 (2026)
Deeds & Mortgages	Mar 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`076R0-02-00-00500`

Property Details

APN / Parcel Number

Primary APN	`076R0-02-00-00500`
Alternative APN	`31949`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,878 sqft Finished Area
Basement Area	932 sqft
Finished Basement	682 sqft
Unfinished Basement	250 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Wood
Lot Area	14,593 sqft (0.335 acres)
View / Lot	Proximity to Airport

Exterior Amenities

Porch	Slab
Porch Area	346 sqft
Deck Area	220 sqft
Patio Area	348 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	959 GRAYSON LN
City	CHARLOTTESVILLE
State	VA
Zip	22903-9774
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PLANNED RE
Legal Description	REDFIELDS 5 PH-1B REDFIELDS
Legal Subdivision	REDFIELDS
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SAMUEL MILLER
Census Block Group	3
Census Block	3014
Census Tract	11202

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	959 GRAYSON LN, CHARLOTTESVILLE, VA 22903-9774
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2026 · Amount on Record
Deed Sale	Mar 4, 2026 · Amount on Record
Prior Sale	Feb 5, 2016 · Amount on Record
Deed Document Number	20261918
Record Updated	Sep 20, 2026

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Mar 4, 2026
Property Address	959 GRAYSON LN, CHARLOTTESVILLE, VA 22903-9774
Document Number	202600001918
Map Reference	MB 1226 PG 641-646A
Instrument Date	Feb 27, 2026
Instrument	202600001918
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$639.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	959 GRAYSON LN, CHARLOTTESVILLE, VA 22903-9774

Mortgage

Document Number	202600001919
Date	Mar 4, 2026
Instrument	202600001919

Lender

Name	FULTON BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Apr 1, 2031
Change Frequency	6 Months
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Index	SOFR Average 180-Day
Max Rate	10.7%

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,517.00 (+10.81%)	$617,100 (+10.79%) Land $190,000 Building $427,100	$617,100 (+10.79%) Land $190,000 Building $427,100
2025	$4,979.00 (+18.92%)	$557,000 (+13.6%) Land $170,000 Building $387,000	$557,000 (+13.6%) Land $170,000 Building $387,000
2023	$4,187.00	$490,300 Land $162,500 Building $327,800	$490,300 Land $162,500 Building $327,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Ting Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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