Albemarle County property record for 971 Grayson Ln, Charlottesville, VA 22903 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 2009 |
| Square Footage | 1,720 sqft Finished Area |
| Lot Size | 13,112 sqft (0.301 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $570,625 (2025) |
| Tax Bill | $5,061.00 (2026) |
| Primary APN | 076R0-02-00-00300 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,720 sqft Finished Area |
| Basement Area | 840 sqft Basement |
| Finished Basement | 740 sqft Finished |
| Unfinished Basement | 100 sqft Unfinished |
| Stories | 2 Stories |
| Primary Flooring | Wood Flooring |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Wood Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 13,112 sqft (0.301 acres) |
| Deck Area | 140 sqft Deck |
|---|---|
| Patio Area | 280 sqft Patio |
| Porch Area | 208 sqft Porch |
| View | Proximity to Airport View |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 971 GRAYSON LN |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22903-9774 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | REDFIELDS 3 PH-1B |
| Legal Subdivision | REDFIELDS |
| Jurisdiction | ALBEMARLE VA |
| Minor Civil Division | SAMUEL MILLER |
| Census Blockgroup | 3 |
| Census Block | 3014 |
| Census Tract | 11202 |
Source: Albemarle County records · APN 076R0-02-00-00300
Assessment roll updated June 15, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 971 GRAYSON LN, CHARLOTTESVILLE, VA 22903-9774 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 02, 2025 | Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY OF VIRGINIA COMMUNITY CU |
| Sep 02, 2025 | Deed, Transfer · Conventional Mortgage UNIVERSITY OF VIRGINIA COMMUNITY CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 02, 2025 · Amount on Record |
| Deed Sale | Sep 02, 2025 · Amount on Record |
| Deed Doc Number | 20258309 |
| Prior Transfer Date | Oct 24, 2016 |
| Prior Transfer Doc | 0000012519 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 971 GRAYSON LN, CHARLOTTESVILLE, VA 22903-9774 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 005621/740 |
|---|---|
| Date | Oct 12, 2021 |
| Book Page | 5621/740 |
| Instrument | 2021-00017130 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 971 GRAYSON LN, CHARLOTTESVILLE, VA 22903-9774 |
| Transaction Type | Mortgage |
| Record Updated | Oct 01, 2025 |
| Name | Verified Name |
|---|---|
| Address | 971 GRAYSON LN, CHARLOTTESVILLE, VA 22903-9774 |
| Document Number | 202500008310 |
|---|---|
| Date | Sep 02, 2025 |
| Instrument | 202500008310 |
| Name | UNIVERSITY OF VIRGINIA COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | CHARLOTTESVILLE, VA 22901 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Sep 02, 2025 |
| Property Address | 971 GRAYSON LN, CHARLOTTESVILLE, VA 22903-9774 |
| Document Number | 202500008309 |
| Map Reference | MB 1226 PG 641-646A |
| Instrument Date | Aug 25, 2025 |
| Instrument | 202500008309 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $571.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 971 GRAYSON LN, CHARLOTTESVILLE, VA 22903-9774 |
| Document Number | 202500008310 |
|---|---|
| Date | Sep 02, 2025 |
| Instrument | 202500008310 |
| Name | UNIVERSITY OF VIRGINIA COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,061.00 (+6.41%) | $566,100 (+6.39%) Land $190,000 Building $376,100 | $566,100 (+6.39%) Land $190,000 Building $376,100 |
| 2025 | $4,756.00 | $532,100 (+13.33%) Land $170,000 Building $362,100 | $532,100 (+13.33%) Land $170,000 Building $362,100 |
| 2024 | $4,756.00 (+18.63%) | ||
| 2023 | $4,009.00 | $469,500 Land $162,500 Building $307,000 | $469,500 Land $162,500 Building $307,000 |
Source: FEMA National Flood Hazard Layer, Albemarle County (51003C), updated February 3, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 29% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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